Senior Member
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Join Date: Dec 2015
Location: Colorado
Posts: 1,181
Real Name: Ron
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Senior Member
Join Date: Dec 2015
Location: Colorado
Posts: 1,181
Real Name: Ron
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Also, don't just negotiate with the other insurance company for the blue book value of the vehicle. That's what they'll try to settle for, but your losses are greater than that. Their driver was at fault, and you have a liability claim against them for vehicle replacement, lost time dealing with this, loss of vehicle use until you get another vehicle of similar capability, and just general aggravation factor, none of which was your fault. This is not the same as a collision damage claim to your own insurance company if you slide on ice and run into a lamp pole.
I would ask for, at a minimum, the high side of the vehicle value PLUS about $3000 for all of those other factors.
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2006 Sport Edition, V8, 206K miles, 2.5/1.5" OME lift, SPC adjustable UCA's, 255/75/17 BFG KO2's load range C @ 40psi. Regeared diffs to 4.30, with TrueTrac in rear.
1994 SR5, V6, 5-spd, Aussie locker front, Aisin manual hubs, Truetrac rear, 33/10.50/15 BFG KO's, stock suspension, OBA (Viair 400C), Front Range Offroad twin stick, 225K miles. Dual 2.28 transfer cases, for a 90:1 crawl ratio.
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