Pass on it since you’re not in a rush. Look at the rusted bolts on the transfer case- every repair and mod will be a battle with seized bolts/broken bolts as you try to remove parts.

Hold off for a 4Runner that didn’t spend any time in the northeast and other rust belt areas. Unless you enjoy spending quality time with a torch and busting your knuckles when removing bolts! You’ll also pay more for repairs if you don’t do the work since it’ll take much longer for a shop to work on it.

Don’t trust a Toyota dealer any more than a random used car dealer, unless you’ve taken your trucks there a lot in the past with good experiences.