Check reputable new car dealerships online or in town. I bought my 2018 SR5 locally in a small town Ford dealer in north central Nevada for just under $37k out the door. A 2016 or even a 2017 will probably come in around your price range.

My 4Runner replaces my well used 2002 Tacoma TRD. That truck was very capable, ultra reliable and still going strong. I’m older, beat up; but still needed the towing capacity to haul a ton of heating pellets and other stuff with my utility trailer. Plus I like going exploring and picnicking in the surrounding mountains with my wife and our two small dogs and still need a capable rig. I’m very happy with my 4Runner.