Quote:
Originally Posted by gamefreakgc
Although I commend your list of repairs to keep it ship-shape, that does very little for value. Miles is the main factor for value. Careful on declaring there's a supercharger. Some companies will not cover "performance cars" because of the liability or they will jack up your rates.
A 4Runner like yours in a competitive market would fetch around 9K-10K as a private sale.
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That's kind of what I was thinking. I actually don't feel my mods or maint. "adds" value to the car, but they have to insure me for replacement cost. So the idea is could I get all that I've done, on a truck in this condition, for 10k, on the market (assuming you could find one)? If it would take more than 10k to get a truck to this level, then that's what my declared value needs to be.
It's a bit strange since normally these requests are more for what could I "sell" my truck for and we all tend to undervalue those requests. This is more for how much would I get a check for if something happens to it.
The company is cool with performance mods IF they were OEM and offered by the dealer. If they were never offered by the dealer during an original sale (so are clearly aftermarket), then it's a different assessment.
