Quote:
Originally Posted by MaineRunna
I see what you are saying. You are willing to pay a small premium increase to have your runner insured for actual replacement cost as currently equipped as opposed to the KBB resale value. Not a bad idea if your insurance company offers it.
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Exactly. I've had this on all my modified cars forever and usually just "blindly" rerate the "declared value" every renewal, but this year, esp. as these trucks are getting more beat up and older and harder to find mint ones at a decent price, I wanted to be sure I'd be covered for full replacement cost. Not replacement "value" but what it would "cost" to get a replacement to this level.
