Quote:
Originally Posted by theesotericone
All I know is if I ever total my rig I'll be asking for a commercial adjuster straight away. That's handy stuff to know even if I don't care how it works on the insurance side of things. lol
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Yeah, I think she asked for my 4runner to be classified as a "one-ton" or "commercial" evaluation.
They don't care about maintenance. Think in terms of things that *add value to the vehicle*. So if you blew your gears and replaced them with, more gears. That's not really adding value to the vehicle. But if the gears were part of a regearing and diff lock, that might be considered adding "value" to the vehicle. I mean... it's hard to know for sure because it all seems fairly subjective on our side, but like I said, I wanted to give them as much information as possible as I expected them to not take a lot of it into account. And of course, they don't care how many labor hours are dumped into the vehicle. There's not really a great way to quantify that.