Very good chance you'll scratch up your bumpers at stock height on a number of those trails. The ones you'll almost certainly do some paint damage on the bumpers are fins and things, hells revenge (even with the bypasses), and Top of the World. Every year the trails get worse and worse as tens of thousands of side by sides blast through them and cause significant erosion. There are no user groups that do meaningful maintenance on any trails that I'm aware of.
For example: Gold Bar Rim
2008:
2019: