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Old 04-02-2020, 08:54 PM
eddielasvegas eddielasvegas is offline
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Join Date: Nov 2018
Location: Snottsdale, AZ
Posts: 500
Real Name: Eddie
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eddielasvegas eddielasvegas is offline
Member
 
Join Date: Nov 2018
Location: Snottsdale, AZ
Posts: 500
Real Name: Eddie
eddielasvegas has a spectacular aura about eddielasvegas has a spectacular aura about
The PUP (Personal Umbrella Policy) is a great idea but I have a couple comments.

1) I will be shocked if you can get $1M policy for $100 a year. More like $250-$500, but I could be wrong. 20 years ago I paid that, but rates are much higher now and I'm in the low risk pool for just about every category.

2) You cannot have just a PUP if you have auto coverage. There is a minimum (rather high, $250k, IIRC) liability coverage for your auto before they will underwrite a PUP.

Good luck,

Eddie
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