Sooo... for as long as I can remember, I've always sold one car to buy another car, and each car I've owned was 100% paid for BUT now I want to keep my 4th gen, but also pick up a new daily.

How does one go about doing this?

I'm assuming you save up enough $ for a down payment, then there is some sort of loan program through the dealership that you pay off?

I also am assuming one can get a loan from a company to purchase a private party sale vehicle from say Craigslist?

What have you done? What are your recommendations?

I'm only looking to spend probably $18k-$20k on a "new to me" vehicle- have no idea where to start.

TIA!