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Old 03-17-2021, 05:39 PM
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lockedlex lockedlex is offline
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Join Date: Oct 2009
Posts: 248
lockedlex will become famous soon enough
lockedlex lockedlex is offline
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lockedlex's Avatar
 
Join Date: Oct 2009
Posts: 248
lockedlex will become famous soon enough
Unfortunately, comparisons are only academic. Where you live, who you are (single, married, credit rating, profession, etc), what else you insure and about 10 other variables make it almost impossible to do a comparison with someone else.

Even comparing rates to someone in a different part of the same city isn't the same thing, even more if it's a different state.

That said, some rates WILL have gone down since last year accidents went down. Since insurance is governed by each state, the insurers will have to refund or in some way discount rates to reflect that overall decrease from that time period.

The flip side is that insurance CAN go up (which is silly since cars get older and cost less), but their argument is that it's based on accidents in general from the pool of insured people.

So once accidents go back up (which it has), expect to see a big rate jump.

My rates went down during my most recent renewal because of 2020, but at the next renewal, if accidents are back to normal, I'm going to see it go up and then some.
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