My experiences: I have a Bud Built front skid and I really like it, it covers the LCA cams and barely intrudes on clearance, if at all. Been really debating saying screw it and getting their belly pan too. I bought 4xInnovations front skid originally but it was ungodly thick and heavy, something I would only put on the gnarliest of crawlers. That said the quality was fine and it would take ANYTHING you throw at it
I also have Lil Skips gas tank skid and like many on here I'm a big fan and would recommend it, or at least looking into it as it isn't mentioned. Very nice build quality and very sturdy
In regards to LCA skids, something else you could look into if you haven't already are the EimKeith reinforcements. If paired with a belly pan I imagine they would work great and you shouldn't have any problems with them interfering. I believe opt offroad sells them already welded if you are unable to yourself
Unless you're dead set on trying to keep it all from one brand. In which that case I guess I'd recommend Bud Built. I've seen good thing from shrockworks on here but heard their front skid doesn't work with "some bumpers" and I couldn't get them to reach back to me to find out more, despite several emails. This also seems to be a norm with them (poor communication)
Some could call it overkill but I understand where you're coming from and I don't see much wrong with taking some good precautions. There are lots of boulders and stumps in my area as well and things can get hairy VERY quickly and unexpectedly. It's in this sense I would also recommend rock sliders too, namely from 4xInnovations (very light, very strong, very good price). Don't be like me and think you'll get by without them - you wont, you just get too cocky!
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Y2K Highlander
Millennium Silver 3.4L auto @ 320k and climbing
Toytecs + 5100s / 7.5 wrap + OME spacers + Tokicos / JBA UCAs / Anonymous Fab. LBJs / Total Chaos Gussets / EimKeith PCK + LCAR / Extended Bump Stops; Brake Lines; Rear Diff Breather / True North Fab. Hybrid Bumper / CBI Hybrid Bumper + Tire Carrier / 4xInnovations Hybrid Sliders / Opt Offroad Trailing Arms / Lil Skip Gas Skid / BudBuilt Front Skid / ARB Rear Locker