I've been in an accident before, that's partially how I got my truck. You really should get an accident lawyer, without one you're kinda screwed as the only way I see you getting money out of it is with receipts or injuries. When I got hit, they sent me to get an MRI, they had me go to a neurologist, etc. Some of them tried to say I had problems I didn't have, especially the therapist, and even just visiting those places and running those tests will easily get you 10k, and just giving you a wink and a nudge but you may have problems you never accounted for and you need to get tested for them. I actually had problems, still have problems with a head injury 2 years later but hey, I got a pretty cool 4runner now.