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Old 05-28-2019, 09:04 PM #16
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My 6 month policy just dropped about $1/ month. It was going up about that much the last few years so its odd that it went down. Ive never had it drop until the new policy effective next month Maybe its your postal code that plays into it, but a 45% increase is ludicrous!
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Old 05-29-2019, 12:08 AM #17
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A 2001 is cheaper to insure than a 1999, why? The 2001 is "safer" according to the stats they use; which are essentially "cooked books" that we cannot dispute.

I removed comp and collision from my 4runner and only carry liability and uninsured/underinsured motorist; without those you're screwed if you get hit by a gardner.

I'm with State Farm too, and supposedly enjoy a "multi line discount"

My gf is with Esurance and just totaled her car in a single-car accident (hydroplaned in the rain into the center divider @50 MPH.) She's okay minus a few bruises but got a FULL, high replacement value payout within 7 days of claim. No haggling, just a direct deposit after a phone call with the settlement amount. She was happily surprised, and so was I.

Maybe it's time to shop insurance companies.
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Old 05-29-2019, 12:17 AM #18
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Geico here, got the same response.
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Old 05-29-2019, 12:25 AM #19
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Thanks for the additional feedback and thoughts.

As with most folks, my insurance company covers are vehicles as well as home. It's often beneficial to do so... I left previous insurance providers for various reasons like this, but this time not it's not easy as our home is now in a designated high fire area; and quotes are quite a bit higher than our current premium, which is seemingly locked-in. I'll make it a point to check again...
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Old 05-29-2019, 07:18 AM #20
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I would call around, it doesn’t hurt to ask.

After turning 40 two years ago my premiums on the 3rd gen and Silverado went down. Come to think of it the 4Runner (99) is more expensive than the Silverado (04) to insure.

Insurance is a dirty business......
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Old 05-29-2019, 08:23 AM #21
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Quote:
Originally Posted by thegipper View Post
We just renewed our insurance on the 4runner and it's 95ish bucks for 6 months (Statefarm, liability only). It hasn't changed in the few years that I've had it.

My Camry has gone up a couple times and they basically told me the same BS answer.
Almost the same here. Paying $100/6 months for liability only.
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Old 05-29-2019, 10:22 AM #22
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I sent-off a couple emails last night requesting quotes, starting first with our residence (homeowner's insurance).

BostonJon - Curious, are you paying that in Boston, or Boston area?
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Old 06-01-2019, 05:30 PM #23
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Quote:
Originally Posted by TonyB66 View Post
I sent-off a couple emails last night requesting quotes, starting first with our residence (homeowner's insurance).

BostonJon - Curious, are you paying that in Boston, or Boston area?
Nope - we keep the 4R at some rural property we have in OH.
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Old 06-01-2019, 09:50 PM #24
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nope, not yet. Progressive, and dropping price slightly as we age. 3 miles from work in a small town in the PNW. $486 for 6 months for full coverage on Prius, liability on T4R.
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Old 06-01-2019, 10:27 PM #25
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Ok, it's not just me then. 2001 SR5 here in Northern Cal and my rates went way up too. My wife is asking me wtf happened with the auto insurance.

I just aquired it last year in March and adding it on back then wasn't even a blip on our auto policy. This year's renewal ....totally different story and it's gone up > $700 for the year...whoa there Skippy! Me and my agent are going to have a heart to heart.

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Old 06-02-2019, 11:58 AM #26
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Liability and collision coverage for the 4runner costs more than on my 2014 228i.

eSurance



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