01-10-2022, 06:22 PM
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#61
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Member
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Join Date: Dec 2020
Location: KC
Posts: 823
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Member
Join Date: Dec 2020
Location: KC
Posts: 823
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Quote:
Originally Posted by lockedlex
couldn't drive it on dirt roads, blah blah blah.
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Wow, OK yeah I need to double check with them on use restrictions before I move forward.
No dirt = no go!
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2000 SR-5 V6 4x4 Auto
"Ol' Ruby" - build thread
@Y2K_4X4
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01-10-2022, 11:44 PM
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#62
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Senior Member
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Join Date: May 2015
Location: north east of Fairbank out there in the frontiers Alaska
Posts: 3,167
Real Name: 3 Bears
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Senior Member
Join Date: May 2015
Location: north east of Fairbank out there in the frontiers Alaska
Posts: 3,167
Real Name: 3 Bears
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mine went up a bit in the past year.....well I did total out one on some black ice last year...but im still fully covered for what i need....exceeds what the state wants.. exceeds what agent says I need...and about 85 a month...was 59 a month.deductable at 250...road service etc included...if I had just not rolled and totaled that prior rig in ice..... no other records,,,no speedeing ( hey its a 4runner)...and up here ...not a rig on the thieves want list.
wish they covered winddhields...thats about every 2 years max up here....in oregon they covered it.
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2000 SR-5 Highlander version 4:30's, factory locker , green, bought 6/21
2001 SR-5... bought 11/20..sold 6/21....
2000 SR-5 moded, lifted, e locker, other cool stuff, totaled 10/20
Last edited by 3bears; 01-10-2022 at 11:52 PM.
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01-26-2022, 02:14 PM
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#63
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Elite Member
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Join Date: May 2013
Location: Los Angeles
Posts: 5,154
Real Name: C8H18 Mike
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Elite Member
Join Date: May 2013
Location: Los Angeles
Posts: 5,154
Real Name: C8H18 Mike
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My 99 costs me $162 a month for 250/500 yada yada yada. Is that expensive?
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1999 Toyota 4Runner SR5 Sport 4WD, V6 5-Speed e-Locker-> 4WD 4runner Journal Thread
1999 Toyota 4Runner SR5 Un-Sported 2WD, V6 Auto -> 2WD 4runner Journal Thread
1959 Chevy 3100 1/2 Ton Pickup EVERYTHING done 'cept paint and body
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01-26-2022, 03:06 PM
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#64
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Member
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Join Date: Oct 2009
Posts: 248
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Member
Join Date: Oct 2009
Posts: 248
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Quote:
Originally Posted by octanejunkie
My 99 costs me $162 a month for 250/500 yada yada yada. Is that expensive?
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It's all relative. What's your driving history, are you only insuring this car, do you also insure a home, etc, etc.
That said, just going numbers to numbers, that's A LOT. I think I pay that every 6 months or something like that with similar policy limits.
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2000 Limited V6 4WD | Factory Locker | 2nd Gen SC | NGK Spark Plug Wires | AEM Boost/AFM Gauges | Scangauge II | Sonoran Steel 1.2 Lift/Washer Reservoir | AirLift Rear Airbags/Wireless Compressor | 4XInnovations Front/Rear Bumpers | Schrockworks Skid Plates/Sliders | Warn 12k LBS Winch-Synline | LED Halo Driving Lights | LED "Satoshi Cover" Lightbar | Thermal IR Cam | BFG All-Terrain KO2 | Kenwood with Sirius/Garmin Nav and Surround-View Cam | Heated Seats | Lumbar Support | Blacked out Emblems TRD Badge | Rear Diff Breather Extension | LED Taillights | LED 6k Headlights | 120V Power Socket | Flipped Hood and Fuel Release | Rear Window Switch in Cargo Area | Custom FlipBlade Key | Warm White LEDs
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01-26-2022, 05:26 PM
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#65
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Member
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Join Date: Jan 2021
Location: Idaho
Posts: 610
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Member
Join Date: Jan 2021
Location: Idaho
Posts: 610
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Well, that’s a complicated answer. But since my neighbor just totaled out a beater on its best day 1500$ ZJ and got $5k……. Which is just stupid….. I don’t even………good hell………
I’d say everyone is going to have to probably pay more money for insurance with car price inflation like it is.
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99’ Black “Highlander” sport, oak, 5VZ auto, 4.30 axle, e-lock, 265/75 Grabber X3,, Bilstein 6112 (2”) front 5160 rear shocks, OME 2906 springs, Durobumps, 4x Inovations front middle rear skid plates, 4XI square TRD tube sliders, lil skips tank skid, lotus dev RCA skids, overland custom sway bar links, Amp’d hidden winch, warn Vr Evo 10s
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10-25-2022, 07:26 PM
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#66
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Junior Member
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Join Date: Oct 2022
Location: USA
Posts: 1
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Junior Member
Join Date: Oct 2022
Location: USA
Posts: 1
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Whenever I have this kind of problems, I try changing the insurance company. The rates are getting higher, and I think it is much easier to change the company than to pay more. I once had a situation when the rates grew considerably every month. I even did not have enough money to pay for it. When I asked them what the problem was, they gave me the same answer, but that did not stop me from finding another solution. After changing the insurance company, it got much better. I recommend you changing the company as I did. If you want, you can try these contacts, and maybe they can help you stephenswmg.com.
Last edited by helanation; 10-27-2022 at 04:52 AM.
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10-26-2022, 08:16 AM
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#67
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Elite Member
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Join Date: Aug 2013
Location: Stouchsburg PA
Posts: 5,323
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Elite Member
Join Date: Aug 2013
Location: Stouchsburg PA
Posts: 5,323
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I’m in my mid 50’s with no hits on my driving record and pay 173 every 6 months for my 97.
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10-26-2022, 03:02 PM
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#68
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Member
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Join Date: Jan 2021
Location: Idaho
Posts: 610
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Member
Join Date: Jan 2021
Location: Idaho
Posts: 610
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Geico had been really good to me. I can’t say the same about progressive. Them A holes raised rates every five minutes.
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99’ Black “Highlander” sport, oak, 5VZ auto, 4.30 axle, e-lock, 265/75 Grabber X3,, Bilstein 6112 (2”) front 5160 rear shocks, OME 2906 springs, Durobumps, 4x Inovations front middle rear skid plates, 4XI square TRD tube sliders, lil skips tank skid, lotus dev RCA skids, overland custom sway bar links, Amp’d hidden winch, warn Vr Evo 10s
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02-06-2024, 05:06 AM
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#69
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Junior Member
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Join Date: Feb 2024
Posts: 3
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Junior Member
Join Date: Feb 2024
Posts: 3
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What about insurance prices this year? How much more do you guys pay? Curious if we should change our insurance company
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02-06-2024, 10:08 AM
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#70
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Senior Member
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Join Date: Jun 2016
Location: MS
Posts: 2,508
Real Name: Mark
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Senior Member
Join Date: Jun 2016
Location: MS
Posts: 2,508
Real Name: Mark
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Good time for a bump looking at policy renewal as I type.
2001 6 month full coverage $25k/$50k $25k same uninsured, $1k deductible, national roadside asst. $271
Boomer multi policy alarm systems cars and house $9.00 increase over previous 6 been
increasing about that much per policy since Covid inflation.
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96RedRunner limited 4x4 5VZ auto not stock 374k miles totaled 2018.
2001 limited 4x4 5VZ auto work in progress.
2011 Audi S5 Prestige 4.2 V8 6 spd MT.
Last edited by 96RedRunner; 02-06-2024 at 10:10 AM.
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02-09-2024, 08:12 PM
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#71
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Junior Member
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Join Date: Sep 2023
Location: Dallas, USA
Posts: 16
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Junior Member
Join Date: Sep 2023
Location: Dallas, USA
Posts: 16
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Does anyone have any experience with johnson and johnson insurance? I need to insure our business cars. My neighbor uses its insurance for business, but I can't decide whether to look for plans for business autos or ordinary cars. Of course, I'll contact johnson and johnson insurance customer service for details, but it would be great to find out real people's experiences.
Last edited by yabes; 02-14-2024 at 08:52 PM.
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02-10-2024, 01:28 AM
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#72
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Senior Member
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Join Date: May 2019
Location: Northern California
Posts: 1,685
Real Name: Blair
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Senior Member
Join Date: May 2019
Location: Northern California
Posts: 1,685
Real Name: Blair
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I currently only have liability (to help out my wife a bit - she pays the auto ins on our 3 cars). I do have liability jacked up to 500k property/medical if I do something stupid, but no comprehensive. I've been wondering about getting my own policy to divest from the family plan altogether. I have a good driving record, no claims , and am driving a lot less than I used to since I can ride a bike to work. Wondering how I can prove to an ins company how few miles I drive a year (for a lower rate and also to frame this as a recreational/camping rig). My wife's car happens to be registered in my name, so it seems plausible. Thoughts? I dislike insurance and wouldn't even have homeowners if I didn't have a small mortgage. My property is in wildfire and flood plain zones so I'm screwed and can barely even get insurance but that's another story.
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260K - Y2K/E - Clock still works
Last edited by Endlessblockades; 02-10-2024 at 01:31 AM.
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