Yeah, I am crossing my fingers. They could have told me that aftermarket isn't covered before asking for the 30 point itemized list, but we'll see. Hahaha. I didn't have dates on the first of my build page, so that was a PITA.

In theory, especially if insurance shows no love, this might be my best course of action. If a body can be found.

LOL. I would need A LOT of "body work"... Easier to do work on the truck, than MY body.. hahaha

I quickly realized that any hopes of getting off easy with body work were not realistic. So depressing..

Yeah.. So far, for the ones I have seen, there isn't a lot of daylight between whole 3rds for sale, and possible body only situations. Thanks for the tip man.

Yeah, It's not a 5th gen or anything. It's all paid for and title means little to me overall. What direction I go will really just come down to what will be easier to pull off, with what is available to pull it off with.

Good point man. I am leaning towards parts swap over body swap, but we'll see.

Yeah, it really looks 50/50 at this point. Although, if I could find a nice 3rd gen, then it might be worth swapping parts over swapping body.

Thanks for the offer man! I will keep my eyes out for rigs in your neck of the woods. I think I will be mainly looking for a new replacement rig.

I will take some time to think about what I might do a bit differently this go around.

Yeah, I think it was either a patch of ice or compacted snow that was just enough to set things in motion. It was all downhill from there. Yuck, yuck, yuck...

Here is my take on the whole thing. First, don't get set on any given option until you hear back from the insurance company. You might get more than you thought (like I did) or they might try to rip you off. It just depends on the agent you're dealing with, the company, and you as a customer (time being with the company, and how many items you have bundled).

I would say the preferred method would be to a buy a running driving vehicle and swap your parts over, it's quicker and easier. Next in line would be a body swap, if the insurance company really sticks it to you.

Also, in my case when I got the final offer I was given the option of hiring a third party appraiser to evaluate the value of the vehicle and going to mediation with the insurance company to resolve the difference. While I could have sold my 4Runner (pre-accident) for more than they gave me, I felt their offer was fair and it wasn't enough of a difference to get lawyers involved. They also paid the $1000.00 recovery bill, so I figured that into my decision too.

Edit: One more thing, if it sounds like my insurance case went smooth that's not the case at all! I talked to over a dozen different people and spent hours, and hours on the phone explaining things and arguing my case. It wasn't until I finally talked to a guy (a Jeep guy) that I made some progress, he directed me to a another division and the guy over there raced Subaru rally cars and had friends with Toyota crawlers, that's when things went from hell to knowing that it would work out. Hopefully everything works out in your favor and they are at least fair about what numbers they come up with.

Thanks again for the input Jeremiah. I have been searching all over the internet about possible replacement options. I was about to go scout around a bit today in the area, but, there is really no point until I know where I stand with my insurance. Once I have that number, I can chart a course of action. At this point I believe they have kicked it up to the commercial side for third party appraisal. I provided them my build page and list of Items added, along with cost, and when they were added. I do have homeowners insurance through them as well. So, I am crossing my fingers.

This is what I did when I flopped my son's 4runner.

You're just lucky you didn't go over the other side, you would have been f**ked! You could do a body swap, it's not that hard and you might be able to register it as your donor vehicle with a clean title if you know what you're doing. Salvage title doesn't matter if your planning on keeping it though.