If you have one kayak you can get away without a rack. If you want to transport 2 the rack comes in very handy.
I have the basic loop style thule (2 sets).
But after installing my 1.5 front/2" rear lift its a pain to reach up so high. I transfered the racks to my girls rav4 . Much easier now
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99 4runner sold and missed
now shopping for a 2nd gen taco !