No. Driving style always impacts everything.
An engineer can design a fluid, say this fluid, which is really just complex hydaluic fluid designed to withstand pressure and to lubricate. Same kind of fluid that has been in use for about 80 years. What changes is how we can make it. Synthtic bonds built around specific qualities.
I can, for example, design a fluid that will last for all intents and purposes the life of a car or 300k miles as long as it stays around X degrees. Heat breaks bonds. This is why butter melts or plastics burn. You are breaking the bonds.
So, if you own a 4runner with WS fluid and 99.9 percent of your driving is your typical car, lite towing driving, then the fluid will have never gone beyond X degree. Since movement doesn't change the bonds, ONLY TEMP, you can theoretically MOVE the fluid through the transmission for EVER. (NOT FOREVER, not MILLIONS of YEARS, but you get my point, A long ass time).
This new transmission design limits temps and controls this. Therefore, the fluid is really a lifetime fluid.
However. Drive outside of the norm. Overheat the trans by towing a house up a hill or driving in 120 degree weather in 3rd gear at 3500 rpm and you will move the fluid beyond X degree. At this point, you start wearing the oil. Just so.
Anyway. Driving style impacts HEAT and this is really what we are talking about. For 99.9% of the pop, it probably really is "lifetime" fluid.
They pu the check you style to cover their ass so some 16 year old idiot doesn't blow it up and get dad to sue.
Make sense?