I have a 2005 V6 4runner (145,000). I check my coolant overflow tank regularly after reading this post. It's currently at the exact level it was two/three months ago, so I don't worry about a lot of things, including blown HG.
I wonder what the percentage of HG failures are in the 2005-2009s.
Best and cheapest way to check HG is to check the overspill coolant canister for level. If it stays the same, the HG is OK IMO.
I've never had an overheat or check engine lite since I bought the car new in 2005.