I have officially opened a thread. Talked my way through it. And found my own problems. Now I'm going to close it out by giving an update in case someone else runs across this issue...
After digging under the dash I found I have a KERR 4040a installed. Never knew it wasn't a Toyota part and never bothered to look at it close enough because I simply never thought much of it. I was never given a manual on it, either, so I just never knew it wasn't a factory install.
That all being said, I found a PDF manual online and indeed found my problem to simply be the system is in Valet by-pass. Instructions walked me through turning off valet mode and problem solved. When I had tires put on, someone must have been the wiser and put it in Valet mode and didn't turn it off again. I've never used it so I never would have known.
Now I know and maybe this thread some how helped someone...
...or not.