09-24-2015, 09:40 AM
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#1
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Senior Member
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Join Date: Jun 2013
Location: Midland, MI
Age: 36
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Real Name: Charles
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Normal to leave aftermarket parts on when totaled?
What the heck , insurance won't let you take your stuff? This 4runner still has the Gobi Rack, Ladder, high lift.....dual battery kit....and SPOD?
https://erepairables.com/salvage-car...unner-13375182
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2014 Trail Edition Premium, 285/70/R17 BFG KM2, RadFlo 2.5" Coilovers and Rear Shocks, 50qt ARB Fridge, OTRATTW Switches, BudBuilt Bumpout Sliders, Gobi Rack + Ladder / 40" Rigid E2 /Rotopax and MaxTrax mounted, ARB CKMTA12, 270amp Alternator, Southern Style Slimline Hybrid Front Bumper w/ Warn Zeon 10S and Front Fogs, Metal Oil Canister, Sound Deadening Insulation w/ Focal Front Speakers,Black Weather Tech mats and custom pin striping & dents (the trees & bushes did it for free)
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09-24-2015, 10:04 AM
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#2
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Quote:
Originally Posted by Engineer
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Wow... It's almost worth it for someone with a MGM to buy just for a full set of spare parts... I can't figure out what's wrong with it, other than the mystery item in the grill.
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09-24-2015, 10:07 AM
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#3
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Elite Member
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Join Date: Dec 2014
Location: Utah
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Quote:
Originally Posted by Engineer
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Not if it's Repo'd. That 4runner has 149 miles on the odo and no visible damage. It's selling with a clear California title. It's not a normal insurance auction. Not sure what's wrong with it, but my guess is that it was repo'd or theft recovery and that probably explains why none of the aftermarket stuff is taken off.
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09-24-2015, 10:07 AM
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#4
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Quote:
Originally Posted by Engineer
What the heck , insurance won't let you take your stuff?
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Sometimes they won't let you get your stuff off, no. And sometimes the owner leaves it on because he had a shop install all that bling because he's scared of a wrench. And sometimes that stuff is insured too and the owner sells it all with the truck because he's going to start over with something else.
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'My needle always settles between west and southwest. The future lies that way to me, and the earth seems more unexhausted and richer on that side.' - Thoreau, sort of.
The Grey Bastard, 1985 4Runner, driveway ornament.
Utah DesertRunners T4R, for all things wheeling and 4Runner in Utah.
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09-24-2015, 10:28 AM
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#5
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For damage it says "Other, front end, bio-hazard"..... what the heck does that mean? Did they take it to the MOON?
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09-24-2015, 10:32 AM
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#6
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Join Date: Dec 2013
Location: SW Michigan
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Quote:
Originally Posted by MTN4RNR
Wow... It's almost worth it for someone with a MGM to buy just for a full set of spare parts... I can't figure out what's wrong with it, other than the mystery item in the grill.
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Block heater cord. Someone loved this truck. Dual Batteries. Likely someone here.
Almost looks like a thermostat on the last photo.
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09-24-2015, 10:33 AM
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#7
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Quote:
Originally Posted by 4RnR Grl
For damage it says "Other, front end, bio-hazard"..... what the heck does that mean? Did they take it to the MOON?
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The biohazard part is the key, I think.
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09-24-2015, 10:35 AM
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#8
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i had to get into a dick measuring contest with my insurance over the parts they were removing from my truck after the collision. i wanted my bumper and my tires and they were laying claim to them. i told them no and they said they had every right to lay claim to parts that they were replacing. i told them to show me the document i signed that said that was okay when i authorized the work and asked if i needed to speak to my lawyer. they relented.
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09-24-2015, 10:37 AM
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#9
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Join Date: Jun 2013
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Quote:
Originally Posted by KidVermicious
Sometimes they won't let you get your stuff off, no. And sometimes the owner leaves it on because he had a shop install all that bling because he's scared of a wrench. And sometimes that stuff is insured too and the owner sells it all with the truck because he's going to start over with something else.
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You have a good point, I need to call my insurance and talk over with them the right answers for all the aftermarket stuff on and normally in the 4runner.
__________________
2014 Trail Edition Premium, 285/70/R17 BFG KM2, RadFlo 2.5" Coilovers and Rear Shocks, 50qt ARB Fridge, OTRATTW Switches, BudBuilt Bumpout Sliders, Gobi Rack + Ladder / 40" Rigid E2 /Rotopax and MaxTrax mounted, ARB CKMTA12, 270amp Alternator, Southern Style Slimline Hybrid Front Bumper w/ Warn Zeon 10S and Front Fogs, Metal Oil Canister, Sound Deadening Insulation w/ Focal Front Speakers,Black Weather Tech mats and custom pin striping & dents (the trees & bushes did it for free)
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09-24-2015, 10:41 AM
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#10
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I'm thinking it's something like a dead skunk in the A/C vents.
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09-24-2015, 10:42 AM
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#11
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Banned
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Quote:
Originally Posted by marshal
i had to get into a dick measuring contest with my insurance over the parts they were removing from my truck after the collision. i wanted my bumper and my tires and they were laying claim to them. i told them no and they said they had every right to lay claim to parts that they were replacing. i told them to show me the document i signed that said that was okay when i authorized the work and asked if i needed to speak to my lawyer. they relented.
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well if you got into a dick measuring contest how the hell did you get the parts replaced? 
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09-24-2015, 10:43 AM
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#12
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Quote:
Originally Posted by DAGNABIT
well if you got into a dick measuring contest how the hell did you get the parts replaced? |
i gave him a mushroom stamp
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09-24-2015, 11:15 AM
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#13
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Elite Member
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Join Date: Feb 2010
Location: Utard
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Quote:
Originally Posted by Engineer
You have a good point, I need to call my insurance and talk over with them the right answers for all the aftermarket stuff on and normally in the 4runner.
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No you don't. Insurance is a losing proposition even when you NEED it, and if you don't need it it's just throwing money out the door.
You don't NEED all the extras on and in your truck, you'll survive just fine if they get stolen down the line, so you don't NEED to insure them. Take the money you would be spending buying an insurance CEO a new yacht, and put it in an emergency bank account instead. You get to keep your money, you get to keep the interest on your money, and you get more flexibility in how it gets used. You'll always be money ahead in the long run.
__________________
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'My needle always settles between west and southwest. The future lies that way to me, and the earth seems more unexhausted and richer on that side.' - Thoreau, sort of.
The Grey Bastard, 1985 4Runner, driveway ornament.
Utah DesertRunners T4R, for all things wheeling and 4Runner in Utah.
Last edited by KidVermicious; 09-24-2015 at 11:18 AM.
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09-24-2015, 11:18 AM
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#14
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Elite Member
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Join Date: Feb 2010
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Quote:
Originally Posted by 4RnR Grl
For damage it says "Other, front end, bio-hazard"..... what the heck does that mean?
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Last time I saw a car at the junkyard with a biohazard sticker on it, there were some very interesting rust stains in the carpet...
__________________
.
'My needle always settles between west and southwest. The future lies that way to me, and the earth seems more unexhausted and richer on that side.' - Thoreau, sort of.
The Grey Bastard, 1985 4Runner, driveway ornament.
Utah DesertRunners T4R, for all things wheeling and 4Runner in Utah.
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09-24-2015, 11:28 AM
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#15
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Senior Member
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Join Date: Jun 2013
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Age: 36
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Real Name: Charles
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Senior Member
Join Date: Jun 2013
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Real Name: Charles
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Quote:
Originally Posted by KidVermicious
No you don't. Insurance is a losing proposition even when you NEED it, and if you don't need it it's just throwing money out the door.
You don't NEED all the extras on and in your truck, you'll survive just fine if they get stolen down the line, so you don't NEED to insure them. Take the money you would be spending buying an insurance CEO a new yacht, and put it in an emergency bank account instead. You get to keep your money, you get to keep the interest on your money, and you get more flexibility in how it gets used. You'll always be money ahead in the long run.
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I prefer to make that call once I know the actual cost and details of coverage but thanks for the advise. I agree in general as a society/culture we feel the need to over insure with things like whole life, cell phone coverage, electronics coverage, extended warranties etc but each person has different risk tolerances and preferences on how they spend cash so at the end of the day as along as I am not paying for your care in jail or welfare checks and your family is well looked after how you spend your money (even on a TRD Pro) is up to you.
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2014 Trail Edition Premium, 285/70/R17 BFG KM2, RadFlo 2.5" Coilovers and Rear Shocks, 50qt ARB Fridge, OTRATTW Switches, BudBuilt Bumpout Sliders, Gobi Rack + Ladder / 40" Rigid E2 /Rotopax and MaxTrax mounted, ARB CKMTA12, 270amp Alternator, Southern Style Slimline Hybrid Front Bumper w/ Warn Zeon 10S and Front Fogs, Metal Oil Canister, Sound Deadening Insulation w/ Focal Front Speakers,Black Weather Tech mats and custom pin striping & dents (the trees & bushes did it for free)
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