Home Menu

Site Navigation


Toyota 4Runner Forum - Largest 4Runner Forum > > > What is the APR on your loan? SoCal only please.
User Tag List

Reply
Page 4 of 5 « First 2 3 4 5
 
Thread Tools Rate Thread Display Modes
Old 11-20-2020, 01:13 PM #46
edgesalon's Avatar
edgesalon edgesalon is offline
Member
  
Join Date: Jan 2010
Posts: 333
edgesalon is on a distinguished road
edgesalon edgesalon is offline
Member
edgesalon's Avatar
 
Join Date: Jan 2010
Posts: 333
edgesalon is on a distinguished road
your credit scores plays a roll in the finance rate just keep that in mind just because they say 0 or 1.9% it also says to qualified buyers and APR is different on new and preowned cars
best bet is credit union has the best rates usually unless the dealer is offering 0%
__________________
18 FunRunner
Last edited by edgesalon; 11-20-2020 at 01:19 PM.
edgesalon is offline   Reply With QuoteReply With Quote
Old 11-20-2020, 06:45 PM #47
Espresso_OI Espresso_OI is offline
Member
  
Join Date: Nov 2020
Location: Portland, OR
Posts: 77
Espresso_OI is on a distinguished road
Espresso_OI Espresso_OI is offline
Member
 
Join Date: Nov 2020
Location: Portland, OR
Posts: 77
Espresso_OI is on a distinguished road
2.19% @ 60 months from my credit union, for a '21 ORP.

*Best the dealership could over was 2.9%
Espresso_OI is offline   Reply With QuoteReply With Quote
Old 11-21-2020, 12:31 AM #48
Chrisa Chrisa is offline
Junior Member
  
Join Date: Nov 2020
Location: Austin
Posts: 22
Chrisa is on a distinguished road
Chrisa Chrisa is offline
Junior Member
 
Join Date: Nov 2020
Location: Austin
Posts: 22
Chrisa is on a distinguished road
I got 3.6 on an 84 month purchase term
Chrisa is offline   Reply With QuoteReply With Quote
Old 12-18-2020, 04:05 AM #49
Skmer87 Skmer87 is offline
Junior Member
  
Join Date: Dec 2020
Location: California
Posts: 4
Skmer87 is on a distinguished road
Skmer87 Skmer87 is offline
Junior Member
 
Join Date: Dec 2020
Location: California
Posts: 4
Skmer87 is on a distinguished road
2.9% 72 mo
Skmer87 is offline   Reply With QuoteReply With Quote
Old 01-02-2021, 10:57 AM #50
Nobody Special's Avatar
Nobody Special Nobody Special is offline
Member
  
Join Date: Dec 2020
Location: Nowhere Special
Posts: 676
Real Name: Special Ed
Nobody Special is a jewel in the rough Nobody Special is a jewel in the rough Nobody Special is a jewel in the rough
Nobody Special Nobody Special is offline
Member
Nobody Special's Avatar
 
Join Date: Dec 2020
Location: Nowhere Special
Posts: 676
Real Name: Special Ed
Nobody Special is a jewel in the rough Nobody Special is a jewel in the rough Nobody Special is a jewel in the rough
Quote:
Originally Posted by 1jzgte View Post
0% apr.. inquire within!
Cash money.
__________________

N̷̢̗̪̗̞̯͈̥̐̉͌͜͝O̴̢̨͚̭͕̾B̶̪̩̙̰̩̟̪͓̠̫̉̏̀͗̀̾͒̏̐̽O̵̾̏̈ ̨̡̖̬̀͂̒͂͂̃D̷̯̪͙͍͖͙̰͒̈Y̸͎̗̝͍͌̑̆͂̈́͘̕
Nobody Special is offline   Reply With QuoteReply With Quote
Old 01-02-2021, 12:03 PM #51
danyanimal danyanimal is offline
Junior Member
  
Join Date: Dec 2020
Location: Sherman Oaks
Posts: 13
danyanimal is on a distinguished road
danyanimal danyanimal is offline
Junior Member
 
Join Date: Dec 2020
Location: Sherman Oaks
Posts: 13
danyanimal is on a distinguished road
2.9% on a 60 month from the dealer
danyanimal is offline   Reply With QuoteReply With Quote
Old 01-02-2021, 12:56 PM #52
fishman fishman is offline
Member
  
Join Date: Dec 2011
Location: socal
Posts: 143
fishman is on a distinguished road
fishman fishman is offline
Member
 
Join Date: Dec 2011
Location: socal
Posts: 143
fishman is on a distinguished road
When I purchased my 17 I went with Logix credit union. My credit score is above 800, rate was 1.74% on a 60 month loan.

Right now they’re offering 1.49% but for 36 months so longer terms and credit worthiness will change the rate.
fishman is offline   Reply With QuoteReply With Quote
Old 01-02-2021, 03:35 PM #53
BobsTrail's Avatar
BobsTrail BobsTrail is offline
Senior Member
  
Join Date: Aug 2012
Location: Salem, Oregon
Posts: 1,838
Real Name: BobH
BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all
BobsTrail BobsTrail is offline
Senior Member
BobsTrail's Avatar
 
Join Date: Aug 2012
Location: Salem, Oregon
Posts: 1,838
Real Name: BobH
BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all BobsTrail is a name known to all
California - Schools First Credit Union, current rate chart
Attached Images
What is the APR on your loan? SoCal only please.-loan-jpg 
__________________
2013 Shoreline Blue Trail, n-Fab steps, Bilstein 5100's, Toyo AT2s, Scuba Mod, Air Lift 1000, Yaesu FTM-3200DR (KI7IKX), Husky Liners
BobsTrail is offline   Reply With QuoteReply With Quote
Old 01-03-2021, 01:42 AM #54
EmmanuelMV's Avatar
EmmanuelMV EmmanuelMV is offline
Junior Member
  
Join Date: Dec 2020
Location: Los Angeles
Posts: 12
EmmanuelMV is on a distinguished road
EmmanuelMV EmmanuelMV is offline
Junior Member
EmmanuelMV's Avatar
 
Join Date: Dec 2020
Location: Los Angeles
Posts: 12
EmmanuelMV is on a distinguished road
1.86 72 month. Credit union


Sent from my iPhone using Tapatalk
EmmanuelMV is offline   Reply With QuoteReply With Quote
Old 01-08-2021, 02:17 AM #55
Phoreal's Avatar
Phoreal Phoreal is offline
Member
  
Join Date: Jan 2021
Posts: 51
Phoreal is on a distinguished road
Phoreal Phoreal is offline
Member
Phoreal's Avatar
 
Join Date: Jan 2021
Posts: 51
Phoreal is on a distinguished road
Quote:
Originally Posted by EmmanuelMV View Post
1.86 72 month. Credit union


Sent from my iPhone using Tapatalk


Wow that’s low. 60 mos term?


Sent from my iPhone using Tapatalk Pro
Phoreal is offline   Reply With QuoteReply With Quote
Old 01-08-2021, 02:58 AM #56
EmmanuelMV's Avatar
EmmanuelMV EmmanuelMV is offline
Junior Member
  
Join Date: Dec 2020
Location: Los Angeles
Posts: 12
EmmanuelMV is on a distinguished road
EmmanuelMV EmmanuelMV is offline
Junior Member
EmmanuelMV's Avatar
 
Join Date: Dec 2020
Location: Los Angeles
Posts: 12
EmmanuelMV is on a distinguished road
Quote:
Originally Posted by Phoreal View Post
Wow that’s low. 60 mos term?


Sent from my iPhone using Tapatalk Pro

72 months. Educational Employee Credit Union based out of the Central Valley but I live in SoCal. Really great credit union, I would highly recommend them. Everything is done through email.


Sent from my iPhone using Tapatalk
EmmanuelMV is offline   Reply With QuoteReply With Quote
Old 06-20-2021, 09:56 PM #57
lkn415 lkn415 is offline
Junior Member
  
Join Date: May 2021
Location: SoCal
Posts: 5
lkn415 is on a distinguished road
lkn415 lkn415 is offline
Junior Member
 
Join Date: May 2021
Location: SoCal
Posts: 5
lkn415 is on a distinguished road
2.34 60 mo penfed cu for a 2019 cpo. Top tier credit.
lkn415 is offline   Reply With QuoteReply With Quote
Old 06-21-2021, 02:27 AM #58
pull4adv's Avatar
pull4adv pull4adv is offline
Member
  
Join Date: Oct 2020
Location: Yorba Linda
Posts: 54
pull4adv is on a distinguished road
pull4adv pull4adv is offline
Member
pull4adv's Avatar
 
Join Date: Oct 2020
Location: Yorba Linda
Posts: 54
pull4adv is on a distinguished road
2.9% with Chase 72 months
__________________
21' TRD ORP Nautical Blue Pearl | KDSS

XPEL PPF Full Front | XPEL Ceramic Tint | Weathertech Visors | Falken A/T Wild Peaks | NW2 Rocksliders | CROR Molle Panel | Full RCI Skids | Westcott Designs Rack | Roam Adventure Awning
pull4adv is offline   Reply With QuoteReply With Quote
Old 06-21-2021, 12:15 PM #59
2021nightshade4x4 2021nightshade4x4 is offline
Senior Member
  
Join Date: Apr 2021
Posts: 1,283
2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice
2021nightshade4x4 2021nightshade4x4 is offline
Senior Member
 
Join Date: Apr 2021
Posts: 1,283
2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice 2021nightshade4x4 is just really nice
What is the APR on your loan? SoCal only please.
I don’t understand the “SoCal only” unless you’re shopping locally based credit unions only. Interest rates won’t differ so much as insurance will from state to state.

My FICO Auto 8 was in the 650s despite my FICO 8 being in the low 700s. I used PenFed for an 84 month term at 5.14%. Finance manager didn’t even try to match or counter What is the APR on your loan? SoCal only please.

Sent from my iPhone using Tapatalk
Last edited by 2021nightshade4x4; 06-21-2021 at 02:55 PM.
2021nightshade4x4 is offline   Reply With QuoteReply With Quote
Old 10-24-2021, 01:33 PM #60
Ripper238's Avatar
Ripper238 Ripper238 is offline
Member
  
Join Date: Jun 2019
Location: CT/NY
Posts: 976
Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice
Ripper238 Ripper238 is offline
Member
Ripper238's Avatar
 
Join Date: Jun 2019
Location: CT/NY
Posts: 976
Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice Ripper238 is just really nice
I got 2% for 5 yrs through Sikorsky now that you don't have to be military anymore to go through them.

Granted this was on the East coast CT area. But i was approved for 2% during the pandemic and i had no job. lol

Quote:
Originally Posted by Akrunz View Post
Any kind of loan - so bad
Depends. If i can get a loan for 30k+ at 2% instead of pulling from my cash i can put into investments that can get 5%+, a loan is very smart.
Last edited by Ripper238; 10-24-2021 at 01:36 PM.
Ripper238 is offline   Reply With QuoteReply With Quote
Reply
Page 4 of 5 « First 2 3 4 5

« Previous Thread | Next Thread »

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Low Loan Rate pag04 Off Topic 18 03-10-2022 02:42 PM
need a little auto loan advice ddnww Off Topic 33 11-10-2017 02:31 PM
Loan me a spanner wrench? Swarty General Discussions 5 06-14-2015 06:24 PM
??? About Loan agreement summit21 4th Gen T4Rs 6 11-05-2004 11:55 AM
Auto Loan Calculator (for those who needs it) Thai Dealers - Your Experience 0 11-18-2002 05:07 PM

» Follow Us!!!
» Log in
User Name:

Password:

Not a member yet?
Register Now!
Powered by vBadvanced CMPS v3.2.2

All times are GMT -4. The time now is 08:53 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO (Pro) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Lite) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
***This site is an unofficial Toyota site, and is not officially endorsed, supported, authorized by or affiliated with Toyota. All company, product, or service names references in this web site are used for identification purposes only and may be trademarks of their respective owners. The Toyota name, marks, designs and logos, as well as Toyota model names, are registered trademarks of Toyota Motor Corporation***Ad Management plugin by RedTyger
 
Toyota - 4Runner . org Forum Terms and Privacy Policy
Copyright © 2020