04-29-2020, 10:12 AM
|
#1
|
Member
|
|
Join Date: Apr 2020
Location: NoVA
Posts: 30
|
|
Member
Join Date: Apr 2020
Location: NoVA
Posts: 30
|
Fidelity Services Extended Warranty 2020 4runner keep or no?
Wondering if this is worth it to go along with the TRD ORP I just bought. I got the Platinum (10yr/100k) $0 deductible down to $1800. I knew I had 30 days to cancel and they gave me a better interest APR when I took the warranty (also extended my term 3 months for less APR; I always pay off as early as possibly, but the lower payment is more flexible).
Two questions:
Is this warranty worth it, how is this company etc.?
I plan on modding. This only really affects parts directly modified correct? Preliminary list is:
C4 slimline front bumper w/ winch + LED bar
3" lift w/ UCAs(toytec, bilstein, icon stg ...havent decided) w/ 285/75/r17 bfg ko2 (may dip to 275, but a buddy is giving me 5 ko2 with <5000 miles on em for $500)
Gobi roof rack w/ ladder
2020 pro grill
down to road I will get a c4 rear bumper with spare tire swing out, but that's a pricy upgrade and a big mpg hit on top of the tires.
I trust the powertrain (inefficient but old reliable), but the electronics can get really expensive. (if the lcd screen goes out, that basically covers the cost of the warranty).
Should I keep or cancel? Anything helps!
|
|
Reply With Quote
|
04-29-2020, 10:22 AM
|
#2
|
Junior Member
|
|
Join Date: Feb 2020
Location: Colorado
Posts: 5
|
|
Junior Member
Join Date: Feb 2020
Location: Colorado
Posts: 5
|
First of all, that warranty through Toyota is $1,360 or less. I've heard terrible things about 3rd party warranties and, while I'd go with a manufacturer one, I'd never do an external one. I'd also check to see whether that warranty does indeed include the full cost of interior electronics, many don't - even some manufacturer ones.
|
|
Reply With Quote
|
04-29-2020, 10:25 AM
|
#3
|
|
Member
|
|
Join Date: Oct 2013
Location: Salvo NC / Glen Allen VA
Posts: 782
Real Name: Ted A Hamilton
|
|
Member
Join Date: Oct 2013
Location: Salvo NC / Glen Allen VA
Posts: 782
Real Name: Ted A Hamilton
|
Search for a thread here on extended warranty. It is the Toyota one and You are likely to get a much better deal. Sold by a dealer
__________________
Ted A. Hamilton
(aka Salvo Jimmy)
Glen Allen VA
2022 SR5 Premium 4WD
No Mods, Yet😇
|
|
Reply With Quote
|
04-29-2020, 10:30 AM
|
#4
|
Senior Member
|
|
Join Date: Oct 2016
Location: Nevada
Posts: 1,184
|
|
Senior Member
Join Date: Oct 2016
Location: Nevada
Posts: 1,184
|
ask them and get it in writing
|
|
Reply With Quote
|
04-29-2020, 10:31 AM
|
#5
|
|
Member
|
|
Join Date: Oct 2013
Location: Salvo NC / Glen Allen VA
Posts: 782
Real Name: Ted A Hamilton
|
|
Member
Join Date: Oct 2013
Location: Salvo NC / Glen Allen VA
Posts: 782
Real Name: Ted A Hamilton
|
Here is the thread. Gamester is info provider
Extended Warranty
Ditto on 3rd party warranties. Had one and it was always a hassle
__________________
Ted A. Hamilton
(aka Salvo Jimmy)
Glen Allen VA
2022 SR5 Premium 4WD
No Mods, Yet😇
|
|
Reply With Quote
|
04-29-2020, 10:37 AM
|
#6
|
Member
|
|
Join Date: Apr 2020
Location: NoVA
Posts: 30
|
|
Member
Join Date: Apr 2020
Location: NoVA
Posts: 30
|
Really appreciate it guys. Reached out to him and will certainly go OEM route if I maintain warranty. As for the second question...still worth it to have even with all the modding planned? Basically going to try to throw a lot of this stuff on after I hit 1,000 miles.
|
|
Reply With Quote
|
04-29-2020, 11:04 AM
|
#7
|
|
Senior Member
|
|
Join Date: Feb 2013
Location: East Bay
Posts: 4,584
Real Name: Sparky
|
|
Senior Member
Join Date: Feb 2013
Location: East Bay
Posts: 4,584
Real Name: Sparky
|
I wouldn't wipe my ass with a Fidelity warranty.
I am so tired of SE Toyota and all their games and tricks.
__________________
Old and (c)rusty.
|
|
Reply With Quote
|
04-29-2020, 01:24 PM
|
#8
|
|
Senior Member
|
|
Join Date: Aug 2012
Location: Salem, Oregon
Posts: 1,838
Real Name: BobH
|
|
Senior Member
Join Date: Aug 2012
Location: Salem, Oregon
Posts: 1,838
Real Name: BobH
|
Bought the Toyota warranty on my 2013 Trail, it expired unused. I found a Toyota dealer in Kansas that was about half of what the local dealer want.
Bought a 2018 Sienna, local dealer wanted 2K, again bought out of state for less than half. Toyota Platinum zero deductible.
In the past Toyota has cracked down on dealers doing this, but it worked last year for me.
__________________
2013 Shoreline Blue Trail, n-Fab steps, Bilstein 5100's, Toyo AT2s, Scuba Mod, Air Lift 1000, Yaesu FTM-3200DR (KI7IKX), Husky Liners
|
|
Reply With Quote
|
04-29-2020, 04:21 PM
|
#9
|
|
Senior Member
|
|
Join Date: Dec 2015
Location: Knoxville, Tennessee
Posts: 1,256
Real Name: Mark
|
|
Senior Member
Join Date: Dec 2015
Location: Knoxville, Tennessee
Posts: 1,256
Real Name: Mark
|
Quote:
Originally Posted by rigtimmins
Wondering if this is worth it to go along with the TRD ORP I just bought. I got the Platinum (10yr/100k) $0 deductible down to $1800. I knew I had 30 days to cancel and they gave me a better interest APR when I took the warranty (also extended my term 3 months for less APR; I always pay off as early as possibly, but the lower payment is more flexible).
Two questions:
Is this warranty worth it, how is this company etc.?
I plan on modding. This only really affects parts directly modified correct? Preliminary list is:
C4 slimline front bumper w/ winch + LED bar
3" lift w/ UCAs(toytec, bilstein, icon stg ...havent decided) w/ 285/75/r17 bfg ko2 (may dip to 275, but a buddy is giving me 5 ko2 with <5000 miles on em for $500)
Gobi roof rack w/ ladder
2020 pro grill
down to road I will get a c4 rear bumper with spare tire swing out, but that's a pricy upgrade and a big mpg hit on top of the tires.
I trust the powertrain (inefficient but old reliable), but the electronics can get really expensive. (if the lcd screen goes out, that basically covers the cost of the warranty).
Should I keep or cancel? Anything helps!
|
I did the same as you, bought a 3rd party wraparound warranty to cover everything and extend the coverage on items beyond powertrain... 6yr/100k miles... a little over $1800. My dealer includes a lifetime powertrain for free. As others have said, you can get the Toyota warranty cheaper. Thanks to this forum and
@ gamester5
, I was able to cancel my 3rd party for a full refund and bought the Toyota Platinum 7yr/125k miles/$0 deductible for $1150. It's bumper-to-bumper coverage through Toyota and honored everywhere.
__________________
Current: 2004 Land Cruiser Thundercloud Metallic
Former: 2020 ORP Silver. BFG AT KO2s, TRD Skid Plate, added Rear Sliding Deck, Pro LED fogs, Infinity REF-3032CFX dash speakers.
In Between: 2020 Jeep Wrangler Unlimited Rubicon with almost all options. Got tired of worrying about it disintegrating and ending up setting at the dealer for weeks and months.
Former: 2010 TE Silver w/ C4 Fab Rock Sliders, TRD skid plate, ECGS bushing upgrade, Bilstein 5100s, and BFG AT KO2 tires.
|
|
Reply With Quote
|
Thread Tools |
|
Display Modes |
Rate This Thread |
Linear Mode
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is On
|
|
|
|