Originally Posted by Ruby Khan

No, I did not mean to refer to any aspect of fraudulent activity.

I simply asked whether anyone had made a claim that had worked out ok when the cause was written up as entirely their own fault?

For example; Having to sell your car and dumping its insurance company immediately after a payout doesn't seem like a comprehensive remedy.

Originally Posted by intercede007

Man that's scary. I'm new to this, and I figured bugging out was always an option. I guess it still is, listening to my inner voice might just come with a fine.

Looking at trailsoffroad.com, this is a straight-through trail. I should take that to mean there is no turning back?

Originally Posted by jhguth

yeah i've had an at-fault claim, it was the exact same process as claims i've had where i wasn't at fault (my rates didn't even go up because i had a clean history with no other claims at the time)

Originally Posted by Ruby Khan

I simply asked whether anyone had made a claim that had worked out ok when the cause was written up as entirely their own fault?

Originally Posted by Spanky4R

Good to know and also sad to see such an elementary mistake have such dire consequences. Did you at least enjoy yourself?

Originally Posted by cmilviper

I agree, He probably got the passenger side, front tire going up the wall just enough, trying to stay away from the ledge on the other side.....

I had two older guys in a Jeep Wrangler, following me down last year in this same section.... I looked in the rear view mirror, and they were driving up the rock wall, as their front tire got a good 1-2 feet up the wall before they realized it....Luckily they stopped, before they flipped the rig.

This particular section isn't really tippy, at all......

Originally Posted by cmilviper

YouTube

Look's like this is exactly what happened.

Here is a video of the aftermath, from a guy that saw it happen....In the video, you can hear him say, "He climbed the wall".....wow.

I see @Spanky4R 's 4Runner in the vid as well, who said the driver was going too fast.

The video owner also states in the comments below the video: "going too fast, climbed the wall on the right and it kicked up... heavy rooftop tent did no favors and he went over."

Originally Posted by bsa70

You have to read the fine print on the insurance for covering things such as this. Some cover some don't. This is no different than driving out on the beach or out ice fishing. Its considered off road.
Most of the time you know if you have the coverage because there is a quite higher price to play...

Originally Posted by Tejas

Yea, we've had a great trip. We were able to do Schofield so that is off the list. I wish we coulda completed BB, but we'll try again next year. It was kind of fun going back up.

Originally Posted by MGordo

Copied from a FB Group, some pictures on the link as well

:

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‎Chris White‎ to GXOR - GX OffRoad

9 hrs

This seems to be holding some interest so here is an AAR on the Black Bear Pass roll-over.



Kinda long but...

info is good I think.



How it happened-

The driver had some, but not a lot of, experience with CO pass/4x4 driving and was on a solo trip. He was in a lightly modified 2015 TRD PRO 4RUNNER. Stock suspension, 285 70 17 tires. No other true performance type mods observed. Tepui tent mounted on SSO rack. Not normally considered “performance parts” but.... I’ll get there later. Driver recalls feeling the inside line was safer considering the water and light mud on the bedrock trail surface. There is still snow at the entrance to the stairs. He described rolling over a stair with his front left tire dropping and having his steering wheel jerk to the right. The right side climbed as the left dropped in what I would describe (without seeing it) as a slowish roll to the driver’s side then the stopping (fortunately) on the top. The driver self extricated without any major injuries we are aware of.



A passerby called the accident in. A SAR member with an EMT who both work in the area responded in a Razor and checked the driver for injuries then gave him a ride down to the top of Bridal Veil where he was transferred to a paramedic and ultimately the Telluride Med Center.



I went up to assess the scene and help make arrangements for the “tow”. There was some evidence on the vehicle and the rocks of what the driver described to me after he was released from the Telluride Med Center. It looked like he hooked the front passenger tire on the mountain side rock wall and had good traction, good enough to climb and roll. The interesting part in my mind was that he stopped rolling. I’m giving credit to the tent and rack landing on a random rock that happened to be on the side of the road. The combination of those three things was enough to balance the Toyota on the edge of the cliff. As it sat I’m fairly sure if any of those thee would have been gone he would have gone over the edge. Also the gear was tough enough that it didn’t crush or come apart, much, and likely saved a life or at least kept the driver and dog from serious injury. If any of the designers or manufacturers of those two items are in town look me up I’ll by the first round. I appreciate not scraping another person off the mountain, Thank You.



The recovery-

Credit here goes to my friends Stuart (Telluride Towing and Telluride Tire) and Nico le frog. Stuart grew up here, is a very accomplished off road driver and the best tow operator in the area. Nico didn’t grow up here and is one of the best industrial riggers on the western slope, also a SAR volunteer. We are fortunate to have folks like them around. There were not enough good anchors to hold a vehicle pushing 6700# or more with gear. So Nico drilled holes for 1” bolts to be placed. One behind and two above and to the side. The holes are slightly larger than the bolt which is inserted deep with the threads to create more friction. When done the bolts are easily removed. He then attached 2000# come-alongs to each. The one in the back was to keep the Toyota from going down farther and to pivot it. The other two were to roll the Toyota back on its wheels.



Pre drive prep-

Once on it’s wheels. The brakes were bled, for power assisted brakes turn on the ignition (not engine) to activate the pump . The tire that rolled off the bead as it came back over was inflated. Then after about 24 hours turtled it fired right up, just a little smoke. Gotta love a Toyota engine! We kept it tethered for a bit to give the breaks a function check while slowly moving down the steps about a vehicle length. Then just drove it down.



Do you know what the name of the game is?

Don’t **** up!

-Jim Murphy



My takeaways- FYI I’m not judging anyone here.



When ever possible go with a friend, if unsure use a spotter. Someone who hopefully has a bit of knowledge helps too.



Take it slow and be ready to stop.



Research you route, maps and info are fun.



Get out and scout your line.



Know your abilities and the capability of your equipment. They may not match.



Buy good solid parts, your life and the lives of your passengers depend on them.



Stay in your lane, or at least close enough to get back in it without dire consequences.



The SSO rack has been moved to the short list.



And in Colorado get a COSAR card it might save you some money when you do **** up.



Colorado.gov: The Official State Web Portal | Error Page 404



Happy Trails!

Originally Posted by Spanky4R

The road had mud, snow, water, & loose rocks. He was 2 cars in front of me.