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Old 12-26-2019, 10:03 PM #16
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It depends in part of where the damage is and what happens if it grows. If it outside your line of sight, then I'd drive by a glass place and see what you can do to stop it from spreading.

I suspect that you'll need to pay your deductible in either case even if you register your car there - in which case you probably need a safety inspection first and the glass will most likely fail.

But -- if you've done your deductibles correctly, then your pain will be less. Glass (unless you are in a no glass deductible state) falls under the comprehensive portion of your insurance. Lowering your comp deductible is cheap (for me, with USAA in VA, the difference between a $1k deductible and a $100 deductible is about $25 a year). Lowering the collision portion is expensive.

Get ready to see your rates skyrocket in SC - insurance rates are obscene there and it doesn't make any difference where your car is registered - only where it is "normally garaged".
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Old 12-27-2019, 05:20 AM #17
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Quote:
Originally Posted by Daikon View Post
The military doesn't pay for vehicle transport?
Typically, no. The military expects all, but pays little.
If you're an officer stationed in another country... then maybe. Otherwise, forget it.
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Old 12-27-2019, 11:05 AM #18
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I suspect that you'll need to pay your deductible in either case even if you register your car there - in which case you probably need a safety inspection first and the glass will most likely fail.
SC does not have vehicle inspections.

If military choses to register here then the insurance must be from a company licensed in SC. Not all are, even some of the big ones.
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Old 12-27-2019, 07:03 PM #19
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SC does not have vehicle inspections.

If military choses to register here then the insurance must be from a company licensed in SC. Not all are, even some of the big ones.
Scary.

I think USAA insures in SC and AFAIK, he'll still need to get SC insurance if he is stationed there even if the car is still registered in CA.
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Old 12-27-2019, 07:58 PM #20
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Scary.

I think USAA insures in SC and AFAIK, he'll still need to get SC insurance if he is stationed there even if the car is still registered in CA.
Yes USAA insures in SC.

As for the "scary" comment- you got that right! We have some really poor overloaded roads.

And to compound it, tailgating and speeding is rampant.
Now factor in the state trooper force is undermanned by roughly 400 troopers. That's right- 400.
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Old 12-28-2019, 09:48 PM #21
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Less than 1000 miles on a new rig, got a chip already. Going to try to have it repaired. No one open over the holidays though.
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Old 12-28-2019, 10:02 PM #22
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So where are you headed in SC? I'm near Columbia.
Parris Island! Looking for a house in Beaufort. Any advice?
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Old 12-28-2019, 10:07 PM #23
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Scary.

I think USAA insures in SC and AFAIK, he'll still need to get SC insurance if he is stationed there even if the car is still registered in CA.
I keep it registered in Texas. I think the comprehensive requirements in Texas are higher than in California so we pay that amount. Our deductible is 250 so we’ll probably get it replaced as it is creeping into my eye-line. Thank you guys very much for the advice!
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Old 12-28-2019, 11:37 PM #24
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I got a MASSIVE rock chip on the very first road trip with my new 2020. Less than 2k miles on it when it happened. It's on the passenger side and I'll be making a lot of mountain pass trips in bad weather over the next few months (they gravel the roads).

I'm going to leave it until it either leaks or cracks over to the driver side. It looks like shit (from the inside - wouldn't really notice it from the outside), but it's fairly harmless.
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Old 12-29-2019, 08:14 PM #25
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Parris Island! Looking for a house in Beaufort. Any advice?
Not really- probably pretty high priced there, but you probably already know that.

My dad was a career Marine 21 years- so I grew up in all that- he retired when I was 15.
Lived at Camp Lejeune twice- in fact I was born there. Pensacola twice, Quantico and southern Cal when he was at El Toro before heading to Nam flying CH53's out of Marble Mtn.
We lost him last year at 88.
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Old 12-30-2019, 07:07 PM #26
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Quote:
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Not really- probably pretty high priced there, but you probably already know that.

My dad was a career Marine 21 years- so I grew up in all that- he retired when I was 15.
Lived at Camp Lejeune twice- in fact I was born there. Pensacola twice, Quantico and southern Cal when he was at El Toro before heading to Nam flying CH53's out of Marble Mtn.
We lost him last year at 88.

Sorry for your loss 21 years is a long time. that's where I am now. Im still having a good time with it so im sticking around as long as they'll have me.

I have heard differing views on living there. I am hoping for the best. I have spent most of my career in California, but did my recruiting time in Tennessee and loved it, so hopefully there's some crossover there, also being from Texas should help.
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Old 12-30-2019, 08:33 PM #27
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Sorry for your loss 21 years is a long time. that's where I am now. Im still having a good time with it so im sticking around as long as they'll have me.

I have heard differing views on living there. I am hoping for the best. I have spent most of my career in California, but did my recruiting time in Tennessee and loved it, so hopefully there's some crossover there, also being from Texas should help.
You can do it. My wife did 26 years(most recently Quantico and the puzzle palace - aka Pentagon). She was going to retire at 21 but then got promoted.
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Old 12-30-2019, 08:53 PM #28
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If you have full coverage car insurance in South Carolina there is no deductible on windshield replacement.
So if you have to pay in CA I'd try to wait until SC. If you are military and don't register your 4R in SC that might not apply though.
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Wow thanks for this input.
I personally would change it, on the premise that the windshield is a safety item and a structural component of the vehicle.

My experience was somewhat similar, but in CA.

I would call insurance first… mine was taken care of with a small deductible. I also had OEM coverage on my policy, so it was replaced with a Toyota OEM glass.
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Old 10-08-2020, 11:56 AM #29
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Old 11-02-2020, 08:41 AM #30
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Hey guys I just joined. Thanks for the advice. I have had a lot of situations like that. That's what I get for driving on dirt roads all my life :P
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