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Old 04-13-2022, 10:33 AM #1
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Extended vsc

Just purchased a new 2022 limited and wondering if anyone has used any other extended service plans other than toyota ..I'm not trying to start a discussion on IF I should get on but if anyone has experience with one.
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Old 04-13-2022, 10:54 AM #2
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I have seen posts where many have had poor service from 3rd party warranties, me included.

Toyota Platinum zero deductible from your selling dealer is usually way too expensive. There are 2 other Toyota dealers you can buy the Toyota warranty from at 2/3 to half the cost usually quoted by a selling dealer. I bought 1 from each of them for my 4Runner and recently for our Sienna.
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Old 04-13-2022, 02:30 PM #3
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So it's not the cost but the coverage I was curious about. Looking at a allstate but I also have no problem going with toyota
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Old 04-14-2022, 10:34 PM #4
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Extended Warranty

Read through the first few pages of this thread. The extended warranty through Toyota seems to be affordable and provide excellent coverage. As mentioned, it's best to purchase through Troy Dietrich or similar as it's 1/2 the cost of what our dealer will quote for the exact same.
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Old 04-15-2022, 04:21 AM #5
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I showed my dealer the cost from the discounting dealers and they matched it.

Worth a try.

Also my experience with 3rd party warranties was never again.
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Old 04-15-2022, 12:38 PM #6
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There are two types of service contracts - "named component" and "exclusionary."

Named component only covers items that are explicitly named in the contract. A common "loophole" on these is that the defective item must have the same name from the OEM as explicitly stated in the contract, otherwise it's not considered the same item and therefore not covered.

You want exclusionary coverage, which the Toyota Platinum VSA is, as this covers everything except those listed in the "not covered" disclaimer. This is obviously a lot more comprehensive and the desired coverage.
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