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Old 01-26-2023, 04:05 PM #16
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So sorry this happened with a brand-new truck, but it looks fixable. Assuming the wheel/suspension were not involved and the frame isn't bent most of that is cosmetics, and hopefully it will look brand-new again once fixed. Best of luck!
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Old 01-26-2023, 06:25 PM #17
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Quote:
Originally Posted by Forgetful View Post
I hope you stick around.

I'll give you 15k
I'll give you $10K for the engine, transmission, transfer case, rear axle.
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Old 01-26-2023, 07:16 PM #18
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Primary aspects of the ladder frame wouldnít have been affected there itís been tweaked up front where it all goes together like Leggo. I agree with the other guys estimate. In Toronto thatís an entire front end for sure with this insurance industry, If the front tire has a mark, mudflap, those too. 25K easily.

Doesnít look like anything major component wise like Rad or AC system but again, out here it would be stripped down back to the doors and looked at. Put on one of those laser grid machines shined at the front to make a final decision if itís going back together while you wait on all those new parts for months.

No way the insurance out here would risk even an old nut or bolt going back on it. Patched wiring, nope. Plastic push clips etc., they canít risk anything OEM safety system wise being misaligned a hair or whatever. They would have it sent to a dealer for final calibration and sign off. So anyway, Iím afraid youíre in for a long road to repair if they decide itís worth it. Sorry about your luck and glad youíre ok.
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Old 01-27-2023, 10:13 AM #19
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Here's my two cents on bumpers having own my truck for 10+ years.

If anyone plans on keeping their *modded 4R for a long time, get a metal bumper.

My truck has been stolen and crashed multiple times, once with a partial bumper.

I now have a full metal bumper and will never look back.

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[/IMG]

Before and After

[IMG]BlackSheepOdyssey: 4R &emdash; [/IMG]
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Old 01-27-2023, 03:23 PM #20
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ONE other thing and this is important....

many time an insurance company will try to use non oem parts or even oem parts from another wreck. If your truck was 2 years old its hard to argue if they put a 1 year old headlight assembly (from say a totaled truck that hit in the rear and the lights are good)as they are getting it back to pre wreck condition...they call these part "like, kind or quality". BUT your truck is NEW, so only settle for NEW parts. Their insurance company may try to screw you and sat that the policy calls for LKQ parts and you get what you get.....remind them that their policy / contract is with THEIR insured, not you and you need to be made whole and in reality a lkq part for your truck would be new. Remember, they will try to screw you to save themselves money.
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Old 01-27-2023, 04:12 PM #21
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Wow, sorry this happened but glad everyone is ok which is the most important! Being new, this imho will not be totaled.
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Old 01-27-2023, 10:59 PM #22
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Quote:
Originally Posted by lewdog998 View Post
ONE other thing and this is important....

many time an insurance company will try to use non oem parts or even oem parts from another wreck. If your truck was 2 years old its hard to argue if they put a 1 year old headlight assembly (from say a totaled truck that hit in the rear and the lights are good)as they are getting it back to pre wreck condition...they call these part "like, kind or quality". BUT your truck is NEW, so only settle for NEW parts. Their insurance company may try to screw you and sat that the policy calls for LKQ parts and you get what you get.....remind them that their policy / contract is with THEIR insured, not you and you need to be made whole and in reality a lkq part for your truck would be new. Remember, they will try to screw you to save themselves money.
One thing I am curious about, but how do you know if they put on new and/or OEM parts or not? Can't they just not do so and then lie and say they did...?
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Old 01-27-2023, 11:27 PM #23
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The insurance companies are not your good neighbor, they are not fair and friendly, they wonít give you a piece of the rock, you are not in good hands, fifteen minutes wonít save you 15%. Donít let them rush you, donít give in, take the time to consult a few good attorneys. You bought a new vehicle, your new vehicle better be made new or they should buy one for you. After all, Toyota or whoever financed your rig will still be expecting your monthly payment, even with it wrecked and sitting in the shop.

Your experience sucks. But Iím happy that youíre OK and that the 4Runner protected you. Good to know theyíre stout in a wreck.
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Last edited by DAW89446; 01-27-2023 at 11:31 PM.
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