my 2c,...if u kinda like the ride now but & dont want to make it too much firmer get the 5100s, front & rear, reuse ur stock springs & firestone airbags, get a 1.5 spacer for the rear, cost around 450 before labor & alignment. new rear coils will cost ya more than spacers, bout 170, if u can afford them then do it, if not im sure u'll be fine. u may also need to trim bumper or move inner fender liner forward if u get the spidertrax.
http://www.top4runners.com/ja/2007/wheelspacers.html 265/70/17 will fit good at this height, 285 might be a problem without a full 3 in. lift, there also may be rubbing on the uca & ur body mount may need trimming depending on what tires u get. good all new skids are heavier & will cost u but r worth it for the protection they provide.
http://www.budbuilt.com/new/03+4Runner.html