04-03-2020, 03:16 PM
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#541
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Senior Member
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Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Senior Member
Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Ain't goz da coronaz
__________________
2020 4Runner SR5 Premium 4x4
Barcelona Red, Graphite/Grey
Sunroof
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04-03-2020, 03:23 PM
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#542
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Banned
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Join Date: Nov 2017
Location: Bay Area, CA
Posts: 2,247
Real Name: Mark
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Banned
Join Date: Nov 2017
Location: Bay Area, CA
Posts: 2,247
Real Name: Mark
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Quote:
Originally Posted by RichinRidgewood
Ain't goz da coronaz
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Must be due to your medical preventative regime!
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04-03-2020, 03:25 PM
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#543
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Senior Member
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Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Senior Member
Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Quote:
Originally Posted by ElectroBoy
Must be due to your medical preventative regime!
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If that was mine and I was doin all of that I wouldn't be able to type
__________________
2020 4Runner SR5 Premium 4x4
Barcelona Red, Graphite/Grey
Sunroof
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04-03-2020, 03:44 PM
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#544
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Senior Member
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Join Date: Mar 2010
Location: denver
Posts: 3,010
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Senior Member
Join Date: Mar 2010
Location: denver
Posts: 3,010
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Quote:
Originally Posted by RichinRidgewood
Ain't goz da coronaz
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So if you take all these drugs you don't get the covid? call the cdc, we have a cure.
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04-03-2020, 03:46 PM
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#545
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Senior Member
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Join Date: Aug 2016
Location: CA
Posts: 3,529
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Senior Member
Join Date: Aug 2016
Location: CA
Posts: 3,529
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Quote:
Originally Posted by spartacus
So if you take all these drugs you don't get the covid? call the cdc, we have a cure.
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It's just hit the news!
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04-03-2020, 03:57 PM
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#546
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Member
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Join Date: Mar 2020
Location: Eastern,Pa.
Posts: 137
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Member
Join Date: Mar 2020
Location: Eastern,Pa.
Posts: 137
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Quote:
Originally Posted by Bumbo
It's just hit the news!
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Well wasn't it originally used for medicinal purposes?
__________________
Take Off You Hoser
Boston Bruins #1 2018 TRD OR Super White, Few Mods: Tinted Frt windows,Eibachs Set @ 0.85 up Frt, , Cooper Discoverer ST/MAXX 275/70/17 Interior LED's, H9 Lo Beams, Anytime LED Fog lights, Led Backup lights, CF overlays above Glove Box, Steering Wheel & all Door Control Panels to match OEM CF Center Console, Pro Grill, Fangs, Bruins on Startup Screen.
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04-03-2020, 04:11 PM
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#547
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Member
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Join Date: Mar 2011
Location: Chicago
Posts: 270
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Member
Join Date: Mar 2011
Location: Chicago
Posts: 270
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Quote:
Originally Posted by Bumbo
I talked to my bank first thing this morning about the SBA loans and they are not even ready to deal with this or accept applications... this is going to be a mess. Banks pushed back at the rate too for an increase because of their internal costs to process... like this was supposed to be convenient for them.
We are a small shop, and I am still paying my people so I can retain my entire team, but the cash-burn for is only going to last so long.
From what I read, I can apply for 2.5x my payroll and operating costs, and if I don't lay anyone off and hit all the other targets the loan can forgiven, but we'll see about that.
We generally operate on NET 30 terms and customer are already slowing down payments. I still got vendors to pay... and everyone is trying to protect their own cash flow.
Anyone who needs this money sooner than later is going to be in for a world of hurt.
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You are allowed to lay them off and rehire them.
The loan is only valued at 2.5x your payroll from 2019 average AND you can only use a minimum of 75% of it towards payroll for it to be forgiven. And you have to subtract the difference over $100K if any employee makes over that. Plus you have to provide backup. I have all my paperwork ready, I just hope it's the RIGHT paperwork.
I can't afford to bankroll my employees due to their cost. If I knew I was getting the loan approved I would...but if it doesn't get approved I am out $3500 an employee a week.
__________________
Just the Toyotas
'86 FJ60
'07 4R V8
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04-03-2020, 06:06 PM
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#548
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Member
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Join Date: Mar 2020
Location: Eastern,Pa.
Posts: 137
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Member
Join Date: Mar 2020
Location: Eastern,Pa.
Posts: 137
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__________________
Take Off You Hoser
Boston Bruins #1 2018 TRD OR Super White, Few Mods: Tinted Frt windows,Eibachs Set @ 0.85 up Frt, , Cooper Discoverer ST/MAXX 275/70/17 Interior LED's, H9 Lo Beams, Anytime LED Fog lights, Led Backup lights, CF overlays above Glove Box, Steering Wheel & all Door Control Panels to match OEM CF Center Console, Pro Grill, Fangs, Bruins on Startup Screen.
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04-03-2020, 06:26 PM
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#549
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Senior Member
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Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Senior Member
Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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__________________
2020 4Runner SR5 Premium 4x4
Barcelona Red, Graphite/Grey
Sunroof
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04-03-2020, 06:29 PM
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#550
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Senior Member
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Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Senior Member
Join Date: Jan 2020
Location: North of Dallas
Posts: 1,661
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Quote:
Originally Posted by KSJ088
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This is very interesting. Thanks for posting.
__________________
2020 4Runner SR5 Premium 4x4
Barcelona Red, Graphite/Grey
Sunroof
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04-03-2020, 07:59 PM
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#551
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Senior Member
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Join Date: Jul 2018
Location: Where ever the Army puts me.
Posts: 1,252
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Senior Member
Join Date: Jul 2018
Location: Where ever the Army puts me.
Posts: 1,252
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Quote:
Originally Posted by KSJ088
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Funny, change some names around and it sounds kind of familiar.
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2018 TRD Off Road Premium. Eibach Pro, JBA, Toyo's, TRD cai.
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04-03-2020, 08:57 PM
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#553
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Member
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Join Date: Oct 2019
Location: Douglas County, CO
Posts: 170
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Member
Join Date: Oct 2019
Location: Douglas County, CO
Posts: 170
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Quote:
Originally Posted by KSJ088
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Thanks for the interesting read.
"If you live in a building that has a balcony or balconies...and any of those balconies cast a shadow on the ground, you must pay a public shadow tax! I will say no more!"
Wow which genius came up with that one?!!
__________________
2021 Lexus GX460 Premium Plus + Sport Design Pkg
2019 VooDoo Blue 4Runner TRD Pro
2016 Nissan GT-R Black Edition
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04-03-2020, 09:09 PM
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#554
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Senior Member
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Join Date: Jul 2018
Location: Where ever the Army puts me.
Posts: 1,252
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Senior Member
Join Date: Jul 2018
Location: Where ever the Army puts me.
Posts: 1,252
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Quote:
Originally Posted by VB.TRD.Pro
Thanks for the interesting read.
"If you live in a building that has a balcony or balconies...and any of those balconies cast a shadow on the ground, you must pay a public shadow tax! I will say no more!"
Wow which genius came up with that one?!!
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Probably the same ID10T that makes it illegal to catch rain water.
__________________
2018 TRD Off Road Premium. Eibach Pro, JBA, Toyo's, TRD cai.
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04-03-2020, 11:41 PM
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#555
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Banned
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Join Date: Nov 2017
Location: Bay Area, CA
Posts: 2,247
Real Name: Mark
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Banned
Join Date: Nov 2017
Location: Bay Area, CA
Posts: 2,247
Real Name: Mark
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I got a kick out of this.
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