Recent content by jordanrb81

I find that Dave Ramsey puts quite a lot of his personal "baggage" and life experience in his advice. He is not a formally educated economist, he is not a CFP he is Someone who went Bankrupt do to poor financial choices and now is a bit of a zealot and takes things over the top. For example he...

Any of you folks fly with your firearm? Specifically a Pistol. I have a Conceal Carry Lic. and have verified reciprocity for my destination so I am not worried about that. I am most concerned about TSA. Has anyone actually done this? do it regularly?

I didn't have this issue either. I have a 55" Samsung UHD OLED and the picture was excellent. MVP of the Episode?

There is a 2020 Gladiator Rubicon for sale at the local dealership "autoserv" in Tilton New Hampshire. They want $60k for it.

I would personally not carry collision. I fear people throw around "full coverage" because they hear it all the time but don't actually know what it is. There are two broad categories of coverage on a typical personal auto policy. Liability and Physical damage. Liability is what is...

So, I'll just point out that one of you (AKMoney) seems to be doing a better job of tax diversification than the other (BrianSD42) this is as important if not possibly more important than asset diversification. When you reach retirement, it seems all three of us are somewhere between 35-40 so...

SO, with a degree in Finance, a minor in Economics and an affinity for history, yeah, I know all of this. Strictly speaking if you ask a professor the market runs historically in seven year cycles, we are ten years into a bull run, so three years over due. I have been cautious about this since...

You're right, not commenting on the specific investments, that's not something I can speak to for your money. but the idea of paying an advisor on a fee only basis. this is a good approach and a model many advisors are adopting. depending on your fee and model they will meet with you usually...

I think you're a little confused, the market is going to go up it always does and it always will. you said down instead of up. Google the S&P or Dow from 1910 to now, you'll see it only really goes in one direction, think of it like a mountain, you can be hiking a mountain and find yourself on...

you still fail to see my point. it isn't "all anyone needs" you are correct, no advisor is going to consistently beat the market net of fees, but for like the 5th time THAT ISN'T WHAT YOU'RE PAYING THEM TO DO. Good financial advisors spend quite a bit more time managing their clients behavior...

you follow the logic perfectly, actually I couldn't have said it better myself. you could have just bought IVV and be done with it, but the DALBAR study shows that isn't the user experience. Most left to themselves buy high and sell low, I have seen "do it yourself" investors lose money in a...

I wouldn't agree with the above post per se. First, I don't know you so I cannot pretend to know what you "need" However an individual charging you 1.0-1.5% should be doing a lot more than simply managing your money, if that is what you think you're paying for then you're already on the wrong...

Don't try to confuse me with the truth!!

yeah, the flashlight I bought, the one I posted about that brought me to this thread was about $30.00 but I thought worthy of mention because it's wrist mounted. I have found it to be very useful, especially when you need to do work around your car and bring light somewhere a headlamp wouldn't...

I didn't watch the video, so for me this all was totally out of context. I actually thought we were all carrying flashlights because we were afraid of the dark!! :doh: