Quote:
Originally Posted by Mr_Dobalina
I was rear ended by a dump truck and pushed into a car in front of me while completely stopped and waiting behind a school bus with flashing lights that was picking up kids. Clearly it was the dump truck drivers fault.
What can I expect from the insurance company? How do I get properly compensated in this crazy market with no inventory and crazy prices?
Also, over the past several months I have dropped a shot ton of money into it - new calipers/rotors/pads, new suspension, 4 new tires, and other accessories. Is this even taken into consideration?
Thanks-
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The way my insurance works is that they will look up how much it costs to get a comparable vehicle as close as possible. So say you owe 35k on a 4runner and insurance finds a very similar vehicle for 37k, they will pay off your loan and then give you the 2k to go buy that new one. That's my understanding, but I could be wrong.
If you have mods, I get extra insurance for those so I don't immediately loose 20k worth of upgrades.