I'd like to weigh in on this thread despite it being half a decade old. I own a 2006 4Runner Limited which came with 18" rims and 265/60R18 stock tires. Wanting to go with a slightly taller tire I purchased and installed a set of 265/70R18 Yokohama Geolander A/T-S all terrains. The tires stand exactly 32" tall under load and definitely rub (stock suspension) in the front (not the back) but only on the plastic splash-guard so no rubbing on metal.
To get a little lift to prevent the rubbing, the solution I've opted for, and what I've found are very popular, is a lift/leveling kit made by Daystar (
Daystar? - Driven by Design). There are others available too (Velocity, Rough country, etc.). Gives the front a 2" lift, the rear ~1.5", and removes the built-in rake that these 4th gen 4Runners have. Also, since the spacers are installed on top of the struts/springs, the install is much easier than a suspension or body lift. If there's interest, I can post pics.