If I have to be in a crash, I'd rather be in a Z over a 4runner any day. The safety standard differences between cars and trucks/suvs is pretty sad. Manufacturers are getting better with their trucks/suvs in crash tests but they're still trailing car safety. You can't compare the safety ratings either so even if the 4runner has 4 star ratings, a car with 3 stars would be as safe or safer (generally speaking).
I've been riding bikes since I was 13. I've been in a few close calls and 2 accidents, one with a broken arm and $3000 worth of damage to my bike. I've learned my lessons and have since taken the
Motorcycle Safety Foundation course and ride not only like I can't be seen but that everyone's out to get me. Seriously.
The US should copy the rest of the world with licenses that limit the displacement of bike you could ride. I've seen of lots of 18 yr olds getting their M endorsement and going out buying the fastest bikes they can with no experience. And the gov't (DMV) do nothing about it. There's no real education on driving cars or bikes. People think driving is a right, not a priviledge.