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-   -   What is the APR on your loan? SoCal only please. (https://www.toyota-4runner.org/5th-gen-t4rs/250411-what-apr-your-loan-socal-only-please.html)

soiii 02-02-2018 01:13 PM

What is the APR on your loan? SoCal only please.
 
I know there are several factors involved. Just want to make sure I am not being ripped off. My Apr is 4.23% on a 2018 Trd pro.

Engineer 02-02-2018 02:13 PM

Google is your friend - Seems crazy high to me, a quick search says 2.19-2.68 for a 48m note but as you said, lots of factors go into the rate you get.

fishman 02-02-2018 02:25 PM

Try Logix credit union. My rate is 1.74% for my 17 I do have a credit score above 800 though.

wanderMT 02-02-2018 02:30 PM

Money should cost the same everywhere.

originalg00kster 02-02-2018 02:53 PM

Try a credit union!


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snitz427 02-02-2018 03:02 PM

I second a credit union. If you or a family member is military, USAA and NavyFederal have great rates! I think your credit score is probably a big factor.

TylerT4R 02-02-2018 03:35 PM

2.39% when I bought in October 2016.

CHIEFone 02-02-2018 03:42 PM

3.05% bought in Jan 2017 TRDORD credit score mid 800's

percent is higher as i went with longer term loan. half down

e60ral 02-02-2018 03:55 PM

PenFed usually has competitive rates when i've needed a loan (although it looks like rates have gone up since i financed)

but just google and use the lowest rate you find, Toyota isn't going to give good financing on the 4Runner because they have no need to

Senorlechero 02-02-2018 05:09 PM

depends on many factors, but that is within the lower end of Toyota Financial Services standard rates for the 4runner, which is all the 4runner has in the LA Region.

Depending on credit and term that's a normal Toyota rate.

delloro 02-02-2018 05:10 PM

1.9% for 60 mos. in 2015. Altura credit union FTW!

Toyota offered to match.

rzgkane 02-02-2018 05:21 PM

Quote:

Originally Posted by soiii (Post 2900920)
I know there are several factors involved. Just want to make sure I am not being ripped off. My Apr is 4.23% on a 2018 Trd pro.

Best dealer could do for me (so they say) was 3.99 for 48 months through Toyota Financial. Credit unions all over the place will do 1.5%.

PM_Aero 02-02-2018 05:43 PM

Im at 1.99 from a credit union. Bought used too.

CO-Cygnus 02-02-2018 06:11 PM

1.9% APR for 60 Months for the daily driver I just bought. MD Credit Union, I live in CO.

rnic24 02-02-2018 06:14 PM

0% from Memorial Day Sale


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