The TE and Limited both have fancy suspension-just different. I have not heard of any reliability issues with the suspension in either (except when lifted). The SR5 has the same engine, transmission, and basic components as the TE and Limited, without the fancy additions. If you want a nice, old-school body-on-frame SUV without fancy suspension or luxury appointments, the SR5 will suit you fine. The TE is awesome, but hard to find. If you have no intention of doing serious off-roading, the SR5 should be fine. If you need full time 4WD and want luxury features, but still have no intentions of doing serious off-roading, get the Limited.