Yeah, low in frequency maybe, but high in impact. When Yellowstone lets go we're fukked.

All along the Wasatch foothills on the east side of Salt Lake City we get mudslides. Every year there's at least one heavy rain and some neighborhood somewhere along the front gets a couple houses taken out, and everybody is so surprised and there's lots of talk about Something Must Be Done, and it slays me. You wanna do something? DON'T STRIP A 35* HILLSIDE OF VEGETATION SO YOU CAN BUILD A HOUSE. It happened again just a month ago, and the city engineers that let them build houses there in the first place have now condemned several of them, and there's this big hoorah about how the city has screwed these homeowners by cutting their property values in half due to the condemning, and holy crap if anyone gives these clowns money for their silly crappy mudslide homes I'm going to shit a brick. Do your damned due diligence before you buy. Caveat Emptor, dammit.

Three years ago (three? something like that) a bunch of homeowners down in Saint George got disaster bailout money when the river flooded and took out their multimilliondollar golf course McMansions. Here's a pro-tip, assh0les - if you can't afford to lose your multimilliondollar golf course McMansion when the river floods, DON'T BUILD IT ON THE FUKKIN RIVER.