Since you're in Colorado, the only advice I can give is to help you decide between a Limited vs other models.

With the Limited, you have full time AWD and can lock the rear diffs with the transfer case knobby thing. So, you'll never be in RWD and risk spinning out whereas if you have any other model, do you mind fandangling around with the transfer case by frequently putting it in and out of 4H from 2H?

I was going to give my 4runner to my wife and try to find a GX 460/470 but I had a couple of hiccups while driving in 2H this winter which I don't think my wife would have recovered from. So, I don't want her having to fandangle with the 4H/2H since she should be concentrating on driving. I also don't really trust her to not be in 4H when she shouldn't be or switch to/from 4H when she should without destroying the transfer case.

So, when her 4th gen kicks the bucket, I guess she'll get the GX 460/470. I'm so jealous lol

But yeah, if you care about the ****ing around of 4H and 2H, take that into consideration.