Quote:
Originally Posted by CF_Machete
Actually some drunk B put her car in reverse at a red light and hit my truck. Her insurance policy paid me for my winch, sso bumper, fair lead and a few other items that would honesrly see more trail damage. So if you're at fault, insurance will pay for just what you have insured... a stock vehicle unless you have insurance covering your mods. But if someone hits you, they need to make you whole... including your mods.
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I stand corrected. You are correct, if the other party's insurance claims their insured is at fault, they will pay.
If it is your insurance company, one needs a rider to cover mods. I have 3000 rider on mine for said mods.
