Quote:
Originally Posted by 1jzgte
Just curious but are you covered if you're out in the middle of a desert and shit happens? I thought i've read something that they can deny your claim if youre not on a US road.
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just read your plan, most of the language is standard by state so it's pretty easy to read through the exclusion section
my plan in NC for example only excludes speed exhibitions and says nothing about being off road, so in your example if you were desert racing they could deny the claim but if you are just driving in the desert it's not excluded. I am with farm bureau now but neither my previous GEICO or State Farm plans excluded off road driving.
but this only applies to my insurance, the only way for you to answer your question is for you to read your own plan. you can probably download all the documents online if you didn't save them.
(my plan has similar limits to add-on coverage and requires that i list even equipment within the allowable limit. aftermarket radios or stereo equipment mine doesn't and won't cover)