Yeah but you get free medical so quit complaining.
This sarcasm brought to you by chexmix
For the record, my car with full coverage, my wife's 2012 explorer limited with full coverage, and my 4runner with liability only is $936 for 6 months. $424 for 6 months for just one vehicle sounds high unless that's $424 for your Tundra and 4runner combined in which case that ain't bad.