Same here, I have the Platinum 100mile warranty w/ zero deductible for my 06 limited w/nav for these same reasons. I went with a guy from Tundra solutions that was selling him for the same price as the guy on here. It was somewhere around $700 or so for the 6y/100k $0 deductible, I didn't get the 7 year since I will hit 100k way before then.Uneek said:I got it, but I haven't had any issues with the 4Runner yet (knock on wood). For the cost of nav replacement, the electronic doo das (VSC, HAC, DAC, etc.), 4WD drivetrain, and moonroof, it was an easy decision.