If you going to have it financed you'll be paying way more than it's worth on the long run at the price it's at now.
BUT
If you have never own a T4R before and get good one you'll never think about wanting Jeep or Ridgeline again IMO!!
I have stellar credit, so with my financing I'd probably only pay $300-400 in financing fees.
I get the dependability, but there is something to be said for more creature comforts.
The dealer has been texting me non-stop, so i'll just be straight with him that we're not in the same ballpark and see what they can come back with.