WHORERUNNER
New member
Hi guys just wondering what auto insurance do you use? Any good experiences? I"ve had american fam and state farm. Both are ok.
which insurance do you have?
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lem14
New member
I have and have had progressive. So far I have had really good luck with them.
So here is a little story with pics for you about how I made a comprehensive claim on my volvo, I didn't have the t4r.
My girlfriend and I went into Target for 10 min and left the dog in the backseat (about 50 degrees out). When we came out he was laying on the floor in front of the drivers seat. I told him in the back and then I started the car and BANG :gun6: this happened.
It was the side impact airbag out of the passenger's seat, it bruised my girlfriend's arm!!!
Well I went to volvo and they recommended I call to see if it would be covered under my comprehensive coverage. Yes, I just had to pay my $1000 deductible.
It gets better. Volvo quoted at $3100 so Progressive wrote a check for $2100 to volvo. When volvo finished the work the total bill came to $2700. Volvo called progressive to see if the wanted to get write a check for a lower amount and they said no the claim was closed in their books. I only actually had to pay $600 of my $1000 deductible. I was amazed.
So I guess I have had good luck with Progressive. I mean they covered me leaving my dog in my car and setting off my airbags???
P.S. I have learned a very valuable lesson. Do not leave animals anywhere unattended, especially cars.
So here is a little story with pics for you about how I made a comprehensive claim on my volvo, I didn't have the t4r.
My girlfriend and I went into Target for 10 min and left the dog in the backseat (about 50 degrees out). When we came out he was laying on the floor in front of the drivers seat. I told him in the back and then I started the car and BANG :gun6: this happened.
It was the side impact airbag out of the passenger's seat, it bruised my girlfriend's arm!!!
Well I went to volvo and they recommended I call to see if it would be covered under my comprehensive coverage. Yes, I just had to pay my $1000 deductible.
It gets better. Volvo quoted at $3100 so Progressive wrote a check for $2100 to volvo. When volvo finished the work the total bill came to $2700. Volvo called progressive to see if the wanted to get write a check for a lower amount and they said no the claim was closed in their books. I only actually had to pay $600 of my $1000 deductible. I was amazed.
So I guess I have had good luck with Progressive. I mean they covered me leaving my dog in my car and setting off my airbags???
P.S. I have learned a very valuable lesson. Do not leave animals anywhere unattended, especially cars.
Last edited:
steezemcqueen
Moderator
I feel like this should be in Off topic
combatmedic
Banned
USAA here
Millerad1651
New member
Had State Farm from 16 yrs old until 27yrs, never had a claim that entire time. Got in an accident, which wasn't my fault, and they left me out to dry. Tried to ask my agent for advice, never even got to talk to him, just his secretary. I had to do all the work myself against an a-hole agent for the other person. Two weeks later, I got my truck fixed by them, dropped State Farm and picked up Farmers, who so far is much bette and cheaperr. Now when I see the State Farm commercials where agents are talking to their customers, I get sooo pissed off, cause that doesn't happen!
A.Wilson013
New member
I also use USAA... No real complaints.
PitbullRescuer
New member
I've had State Farm for almost 20 years, no issues. 1 auto claim in the '90's, no biggie. I did however total a motorcycle a few years ago, they paid me out great on it. Paid $8900 for the bike, they gave me $8600 for it about 6 months later with 5,000 miles on it. No complaints at all.
20034RunnerV84x2
New member
Nationwide… is on your side. (in other words I have Nationwide.)
83$ a month for a 2003 Toyota Highlander Base 2.4L.
My rate for the 03 t4r went from 110$ to 93$ a month for no apparent reason.
83$ a month for a 2003 Toyota Highlander Base 2.4L.
My rate for the 03 t4r went from 110$ to 93$ a month for no apparent reason.
PitbullRescuer
New member
$592/year with collision and comp. Can't beat it.
the great him
Elite Member
USAA all the way
WHORERUNNER
New member
Sorry, I was going to post in off topic. But there's more traffic here.
Kung
New member
Also have USAA; we have 3 vehicles (2008 Ford Fusion, 2004 F150, 2000 4Runner) with comprehensive/collision, $500 deductible, etc., and we pay right around $100/month.
And their claims department is fanTAStic, IMHO. I've only had 2 claims, one against my F150, one against an F250 I previously had. The F150's was for hitting a deer; I called them, they sent a claims adjuster, asked who I wanted to use to repair the vehicle, and 5 days after the accident, I had the money in my account.
The F250 was a simple towing claim, but even there, they shined; I was about 40 miles from any decent mechanic, and their limit is something like 20 or 25 miles, I think. I asked if they WOULD tow to the guy I wanted, and the guy said "Sure, although you may have to pay the extra fee per mileage.....awh hell, never mind, we'll cover it." LOL!
And their claims department is fanTAStic, IMHO. I've only had 2 claims, one against my F150, one against an F250 I previously had. The F150's was for hitting a deer; I called them, they sent a claims adjuster, asked who I wanted to use to repair the vehicle, and 5 days after the accident, I had the money in my account.
The F250 was a simple towing claim, but even there, they shined; I was about 40 miles from any decent mechanic, and their limit is something like 20 or 25 miles, I think. I asked if they WOULD tow to the guy I wanted, and the guy said "Sure, although you may have to pay the extra fee per mileage.....awh hell, never mind, we'll cover it." LOL!
96743runner
New member
State Farm here. Thankfully no accidents to date.
01KY4R
New member
Same here and I'll never go back to Allstate. I can't say enough good things about USAA.
...I just laugh every time I call and they address me by my rank.
