At the .85 setting mine would have set level. I went ahead and did rear Daystar spacers, so I went with 1.75 setting to prevent having as much rake.
The problem I have with the stock coils is the ride quality. It's pretty nice on the road, but it's too soft for doing any work and/or offroad trails. If you plan to put your 4Runner to work somehow, I strongly recommend new coils with a higher spring rate. If you're just going to Walmart and the soccer field, then stock is great.