Because most car buying is done by impulse buyers who see something, like it and buy it.
To most people what's an extra $30-50 a month to get what they want right now. People today only care about monthly payment. 72 months/84 months for financing is the new norm.
Car dealers live off of...
I assume all in means taxes tag etc, so for number 1 that's also shipping.
Both seem good, I would inspect the heck out of the one 300 miles away and try to get it for less, lot easier then buying from across the country.
Watch the video on the dealers website, that is a trail premium.
Someone will get a heck of deal today, or by tomorrow they will catch on and change the price.
Find the best deal and play them against each other...check this one out
2016 white 6351 miles for $43940
Used 2016 Toyota 4Runner For Sale | Cerritos CA
also how far are you willing to travel, how much time to buy do you have?