Funny you should mention, we have both in the family (1990 4runner wt 96k and 2011 outback). They are "very" different vehicles. One nice part about the 4runner is not being concerned about where it's parked, so it's not hit. I'm not a fan of the CVT in the Subaru and the engine is noisy. Having said that, the Subaru, for the $, is a lot of car. My guess is though, after 60-70k, it will be a handful on the maintenance side.
The Toyota is simple, and at 96k, I feel it's more then ready for another 100k. The truck is solid as a rock. I can see why people like the Outback, the smaller versions appeal to me more, but it's a nice car.
You should evaluate what you'll need out of the car or truck (miles wise, avg mpg, etc...).
regards