Scoobs
Member
This is getting old. I have just had my third Catalytic converter stolen in 14 months. The first two were from my wife's 2003 Tacoma. Yesterday mine was snaked from my 1997 4Runner Limited.
My insurance is going to replace it (@ $1500) but my agent tells me to expect either my deductible to go way up come renewal time or my insurance to be canceled altogether. BTW I've had 3 windows replaced in those same 14 months so my insurance co. is looking at 6 comprehensive claims in just over 1 yr.
I live in Southern Kalifornia. My question is this. Can I have a straight pipe fitted in and then swap in the CAT when it's time for the Smog Check? Has anybody done this? I'm wondering if this would cause any performance problems?
I looked into buying an aftermarket CAT but I can only find "49 state legal" ones. And of course CA is the missing state. The not CA legal ones can be found at around $210. Dealers are getting about $900 for the CA legal ones.
Over at HondaPilot.org ... ops Piloteers.org, the comments from California residents who have checked with their insurance companies, indicate that they were told that in Cali comp claims do not affect ratings
quote:Originally posted by N_Jay
I doubt it.
Comprehensive rates are not affected by claims.
You doubt it and you're right!
Just called my insurance company. Used to be AIG, after merger they are 21st Century.
They told me that in California comprehensive doesn't effect ratings. So I started new claim and will send them bill.
I owe you N_Jay
Charly - you most likely also covered!
M
http://www.piloteers.org/forums/showthread.php?s=&postid=336312#post336312