Unless you run over old tires, lawn mowers or other objects on those paved roads, no, you do not NEED skid plates. But I think the T4R looks kinda... ugly... w/o them. You should be able to pick one up on ebay or some T4R take-off site.
I have a 2003 4Runner and only drive on paved roads. My skid plates are rusting out and the front may need replacement at $300 plus about $100 for installation.
Do I really need these skid plates? Any advice appreciated.
Thanks