The factory manual is worth every $$...
The factory manuals(3 vol, + supplement) have helped me out tremendously on our 1990 4runner. If your 95 has anywhere near the complicated set-up our 90 has for removing the hub, then get the manual. It will pay for itself within the first repair. You might see if someone local to you on the board has a copy they are willing to loan out. :beer: