The issue from what I have seen from the one and only one I got to tear apart was that some sort of crusty/rusty/gunky crap forms in between the plastic gear and shaft that actuates the CDL and/or 4WD from lack of use and age (not sure what kind of grease they use, but it looks like it might have been a white lithium based one?) That gunk becomes pretty hard/sticky and is enough to keep the gear from turning, the big issue is that the there isn't a whole lot you can do besides tapping/wiggling the actuator because no one as far I know has been able to successfully time the actuator after taking it apart.
That being said it probably wouldn't hurt to get some good lube in the transfercase in case the shift rods/sleeves get a little gunky as well, but that usually isn't the case.