Hope for the best prepare for the worst.How are you prepping for the covid-19 virus.

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Ain't goz da coronaz
 

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I talked to my bank first thing this morning about the SBA loans and they are not even ready to deal with this or accept applications... this is going to be a mess. Banks pushed back at the rate too for an increase because of their internal costs to process... like this was supposed to be convenient for them.

We are a small shop, and I am still paying my people so I can retain my entire team, but the cash-burn for is only going to last so long.

From what I read, I can apply for 2.5x my payroll and operating costs, and if I don't lay anyone off and hit all the other targets the loan can forgiven, but we'll see about that.

We generally operate on NET 30 terms and customer are already slowing down payments. I still got vendors to pay... and everyone is trying to protect their own cash flow.

Anyone who needs this money sooner than later is going to be in for a world of hurt.

You are allowed to lay them off and rehire them.

The loan is only valued at 2.5x your payroll from 2019 average AND you can only use a minimum of 75% of it towards payroll for it to be forgiven. And you have to subtract the difference over $100K if any employee makes over that. Plus you have to provide backup. I have all my paperwork ready, I just hope it's the RIGHT paperwork.

I can't afford to bankroll my employees due to their cost. If I knew I was getting the loan approved I would...but if it doesn't get approved I am out $3500 an employee a week.
 
Interesting letter from a subject matter expert.

he's writing in part about the mistaken practice of adding people who die of other causes, but have the coronavirus, to the tally of coronavirus deaths.

This is what they're doing in Italy, and supposedly doing in NY and many other areas WW.

COVID-19, Urgent Reassessment, Diagnosis and Basic Principles of Infectiology: Open Letter from Professor Sucharit Bhakdi to German Chancellor Dr. Angela Merkel - Global ResearchGlobal Research - Centre for Research on Globalization

Dont use globalresearch.ca as a source.

It's a fringe website with no journalistic or evidence standards. They publish anything that fits their narrative. They also republish articles from blogs and sites on their site that are even more fringe than they are. For example, they republish articles by Gary Null, a ridiculous guy who thinks homeopathy can cure HIV and believes every single conspiracy theory out there.

Now of course, not everything they post on their site is wrong. It's just that it's a low quality source. So if something is true, simply do not use globalresearch.ca as a site, but use another one.

Here's some examples of the 'quality' journalism:

Earth Day, Geo-Engineering and Chemtrails Earth Day, Geo-Engineering and Chemtrails - Global ResearchGlobal Research - Centre for Research on Globalization

9/11 Truth in 2014: Is a Breakthrough Possible? 9/11 Truth in 2014: Is a Breakthrough Possible? - Global ResearchGlobal Research - Centre for Research on Globalization

“Depopulation Vaccine” in Kenya and Beyond "Depopulation Vaccine" in Kenya and Beyond - Global ResearchGlobal Research - Centre for Research on Globalization

So, do you have another source?
 
Thanks for the interesting read.


"If you live in a building that has a balcony or balconies...and any of those balconies cast a shadow on the ground, you must pay a public shadow tax! I will say no more!"

Wow which genius came up with that one?!!

Probably the same ID10T that makes it illegal to catch rain water.
 
IHME does a lot of data crunching and modeling around this coronavirus pandemic. Their forecasts are used for preparedness plans and by the media for talking points. See link below for an example of the dire warning on an impending shortage of hospital beds based on IHME models.

As it turns out, actual hospital bed utilization is way below IHME predictions. The closest model might be Florida where actual beds needed / model forecast is 47%. In New York it’s about 36%.

If you thought that’s ok because they’ll update the model as more data rolls in, you’d be wrong. They haven’t updated any of their models.

Their models for fatality predictions are used widely as well by the way. Those are very likely way off as well.

New COVID-19 Forecasts: US Hospitals Could Be Overwhelmed in the Second Week of April by Demand for ICU Beds, and US Deaths Could Total 81,000 by July | Institute for Health Metrics and Evaluation
 
Dont use globalresearch.ca as a source.

It's a fringe website with no journalistic or evidence standards. They publish anything that fits their narrative. They also republish articles from blogs and sites on their site that are even more fringe than they are. For example, they republish articles by Gary Null, a ridiculous guy who thinks homeopathy can cure HIV and believes every single conspiracy theory out there.

Now of course, not everything they post on their site is wrong. It's just that it's a low quality source. So if something is true, simply do not use globalresearch.ca as a site, but use another one.

Here's some examples of the 'quality' journalism:

Earth Day, Geo-Engineering and Chemtrails Earth Day, Geo-Engineering and Chemtrails - Global ResearchGlobal Research - Centre for Research on Globalization

9/11 Truth in 2014: Is a Breakthrough Possible? 9/11 Truth in 2014: Is a Breakthrough Possible? - Global ResearchGlobal Research - Centre for Research on Globalization

“Depopulation Vaccine” in Kenya and Beyond "Depopulation Vaccine" in Kenya and Beyond - Global ResearchGlobal Research - Centre for Research on Globalization

So, do you have another source?

Thanks for the info.

I just focused on the letter as a valid piece of data or ‘factoid.’ It would never be picked up by our handful of more mainstream “news” organizations. I do the same with their (mainstream “news”) tabloid spins, strip everything out but facts and data but there’s hardly any of it there most of the time.
 
Talking head on the Today Show this morning said the song “Lean on me” could “literally be the official song for this pandemic.”

Wouldn’t be a song more along the lines of “Get away from me and stand the f@#$ over there.”
 
IHME does a lot of data crunching and modeling around this coronavirus pandemic. Their forecasts are used for preparedness plans and by the media for talking points. See link below for an example of the dire warning on an impending shortage of hospital beds based on IHME models.

As it turns out, actual hospital bed utilization is way below IHME predictions. The closest model might be Florida where actual beds needed / model forecast is 47%. In New York it’s about 36%.

If you thought that’s ok because they’ll update the model as more data rolls in, you’d be wrong. They haven’t updated any of their models.

Their models for fatality predictions are used widely as well by the way. Those are very likely way off as well.

New COVID-19 Forecasts: US Hospitals Could Be Overwhelmed in the Second Week of April by Demand for ICU Beds, and US Deaths Could Total 81,000 by July | Institute for Health Metrics and Evaluation

Do the models take into account the lack of non china virus cases. Some hospitals are starting to lay people off. No one is going because of the "plandemic".
 
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